Credit Analyst

3 weeks ago


Houston, United States Triple-S Steel Full time

Overview:

ABOUT THE POSITION:

The Credit Analyst will review the creditworthiness of individuals or businesses to determine the risk involved in lending money or extending credit.

ABOUT THE COMPANY:

At Triple-S Steel we live and work by our core values. Since our inception over 50 years ago, we have followed three basic principles that are the foundation of our success:

Stability: All decisions made are measured in years, not quarters.

Flexibility: Employees are encouraged to seek creative steel solutions and services that help the company thrive.

Chemistry: We foster and nurture an entrepreneurial spirit throughout the Triple-S family. That spirit permeates our DNA.

From a small family retail operation in Houston, our business has expanded across the US and S. America to sell over 1 Million tons per year . We supply steel for bridges, stadiums, barges and large buildings but one thing will always remain the same: We treat our customers and employees like family.

WHAT WE OFFER:

Our company offers great benefits, from tuition reimbursement to training and development opportunities. We also offer medical, dental, vision, FSA, HSA, commuter, long-term disability and group life insurance programs. Come join our team

Responsibilities:
  • Maintain credit/collections records in ERP system
  • Validate and approve sales tax exemptions
  • Analyze credit and financial information
  • Assign credit limits within a set authority matrix
  • Maintain sound Credit policy while respecting Sales goals
  • Multiple reviews of daily orders and approvals
  • Communicate credit holds to Sales and Customers
  • Heavy telephone and written communications
  • Customer visits with overnight travel
  • Enforce terms of sale and take collection action as needed
  • Deal with sensitive issues involving key accounts
  • Resolve disputes and deductions
  • Prepare documentation to perfect bond claims and lien rights
  • Make recommendations to credit manager
  • Prepare AR portfolio risk analysis report
  • Participate in credit industry group meetings
  • Efficiently manage multiple priorities and deadlines


Qualifications:

Education and Experience:

  • BS/BA in Finance or Accounting
  • Minimum 5 years of commercial credit experience
  • Strong analytical skills
  • Knowledge of security and creditor rights
  • Strong communication & negotiating skills
  • Knowledge of construction lien law
  • Strong PC skills - word processing/spreadsheets

Knowledge/Skills/Competencies:

  • Strong Proficiency in Microsoft Suite of products: Ex. Excel, Word, and Outlook
  • Excellent written and verbal communication
  • Ability to work with Senior Management to ensure financial directives are followed
  • Ability to multi-task, work under pressure, meet deadlines and thrive in a fast-paced work environment
  • A quick learner, deadline driven, with a can-do attitude are essential traits for our successful candidate.

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