Mortgage Loan Processor

6 days ago

Westlake Village, United States HCLTech Full time

HCLTech is hiring We are a global outsourcing company with over 250,000 employees in 53 countries. We offer a competitive base salary with uncapped incentives, industry-leading benefits at very low cost to our employees- including comprehensive medical plans, dental, vision, 401K with employer matching, paid vacation, and much, much more

Mortgage Loan Processor

Location- Onsite Denver, CO or Westlake Village, CA

As a Mortgage Loan Processor, for one of our client projects, you will be your bring your exceptional communication skills, sense of urgency, willingness to work closely with others, and serve as the primary point of contact for our client's customers as they navigate through the mortgage loan process. You will effectively manage a large pipeline of loans.

Essential Functions/Duties:

  • Validate assets and liabilities listed on the loan application by gathering information from third party resources (examples include obtaining bank statements to verify deposit balances and matching liabilities listed against credit reports). Validate additional information provided by loan applicant on the application (including Verification of Employment, Verification of Deposits, flood certification, HMDA information, etc.)
  • Provide all required information to underwriters – if additional information is needed, contact Loan Officer and/or customer to obtain needed information
  • Obtain list from underwriters of conditions necessary to close loan and works with customer to obtain necessary information – submitting it to underwriter.
  • Verifies that all files receiving “clear to close” approval contain Title Commitment, Proof of Homeowners Insurance, Insured Closing Letter, Wiring Instructions and Tax Reports
  • Protect Company’s reputation and image by maintaining Borrower confidence; deliver a high level of customer service and by keeping mortgage loan information confidential.
  • Work as directed by Management.

Preferred Education & Experience:

  • High School Diploma or GED equivalent required, some college preferred; College degree desired.
  • Intermediate to computer proficiency skills with MS Office, Excel and Mortgage Loan Applications/Software) Encompass 360 desired.
  • A minimum of six (6) to twelve (12) months of prior loan processing experience is preferred
  • Excellent customer service skills; written and oral communication skills and ability to demonstrate control, flexibility and maintain quality and high productivity when dealing with customers and changing work demand.
  • Ability to multi-task and operate in a high-volume, fast-paced environment.
  • Knowledge of federal and state regulatory requirements a plus.
  • Must be able to perform essential responsibilities with or without reasonable accommodation.

Experience:

  • Mortgage Processing: 1 year (Preferred)
  • Microsoft Office: 1 year (Preferred)
  • Customer Service: 1 year (Preferred)

Education:

  • High school or equivalent (Required)

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