Credit Analyst II CB

2 days ago


Charlotte, United States City National Bank Full time
CREDIT ANALYST II CB WHAT IS THE OPPORTUNITY? In this role, the colleague will be responsible for assisting credit officers to provide analytical support relating to portfolio management
Prepares quarterly trend cards for eligible credits
May prepare the liquidation, industry, and projection analysis of CRR with guidance of the credit officer
Prepares credit approval documents for simple annual reviews and renewals
As needed, may perform financial statement spreading, covenant calculations, and collateral reviews
Required completion of the bank's Credit Academy courses
Colleagues at this level have a full understanding of the bank's credit policies and a thorough knowledge of appropriate banking laws and regulations
What you will do Within 18 months, satisfactory completion of the bank's Credit Academy courses
Prepare quarterly trend cards
Prepare liquidation analysis
Research and prepare industry analysis
Prepare analysis of projections, including sensitivity and breakeven
Prepare proforma or projected financial covenant compliance
Prepare simple CRR for annual reviews and annual renewals with guidance of a credit officer
Prepare Tier 1 ACH and CLC Pre-Approval forms
Assemble Portfolio Review Package under supervision of Lead Credit Officer or designee
Participate with RM’s on client calls
As needed, may perform financial statement spreading, covenant calculations, and collateral reviews
Provide technical training to new hire Credit Analyst I
Shadow training in ABL, subject to availability
Shadow training in Credit Risk Review, subject to availability
Must-Have* Completion of Intermediate Financial and Managerial Accounting
Minimum of 2 years of credit analyst experience
Skills and Knowledge Excellent organizational and analytical skills Ability to communicate clearly and professionally with all levels of an organization Excellent written and verbal communication skills Effective interpersonal skills Proficiency in multitasking and prioritizing projects Excellent time management skills and be accustomed to working with deadlines Compensation Starting base salary: $31.39 - $50.14 per hour
Exact compensation may vary based on skills, experience, and location
This job is eligible for bonus and/or commissions
*To be considered for this position you must meet at least these basic qualifications The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification
It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job
Benefits and Perks At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues
Get an inside look at our Benefits and Perks
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT City National Bank is an equal opportunity employer committed to diversity and inclusion
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.' ABOUT CITY NATIONAL We start with a basic premise: Business is personal
Since day one we've always gone further than the competition to help our clients, colleagues and community flourish
City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today
City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies.
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