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Underwriter - Hartford, CT
2 weeks ago
At UnitedHealthcare, we’re simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us to start Caring. Connecting. Growing together.
The Underwriter is responsible to achieve profit, growth, service and expense objectives through basic financial analysis and management of a book of business.
Primary Responsibilities:
Works to underwrite cases where general and some complex underwriting principles will be applied and a solid command of the rating tools is required. Frequency of case review will be based on team lead’s decision and in accordance to case level review policiesObtains Field Office staff acceptance of expense and reserve levels necessary to achieve planned expense recovery and underwriting gain objectivesExecutes financial management on a book of businessAssists and participates in creating and negotiating financial arrangements and settlements through Sales with some client and / or broker contact when necessaryGeneral communications will be mostly with internal sales. There will be limited interactions with brokersUnderwrites several new firms or new coverage and major benefit revisionsProvides direction to other areas in resolving service or claim issues that have financial implicationsMaintain up -to - date knowledge of applicable health plans and related productsExplain underwriting principles and pricing recommendations to sales and brokers and be able to present position based on your knowledge of underwriting, competition, product, understanding of the client needs, etc.Develop and maintain positive working relationships with Underwriters, AMT members and multi-site coordinatorsIdentifies needs and makes recommendations for new/improved underwriting processes and proceduresSupport and / or lead underwriting projects as assignedYou’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:
1+ years professional business experience, preferably in Managed Care, Accounting or FinanceMust have solid financial analysis, problem solving and critical decision-making skillsProficiency with MS Office suite productExhibits effective personal communication skills in the areas of listening, speaking and writing. Must possess professional written and verbal skills and formal presentation abilitiesHandles sensitive and confidential information and confidences appropriately and diplomaticallyYears of post-high school education can be substituted/is equivalent to years of experience.
Preferred Qualifications:
BA/BS degree1+ years of Underwriting experience in healthcare industryAbility to prioritize and respond effectively to numerous demandsDemonstrates negotiation skills. Handles difficult situations diplomaticallySolid organizational skillsConnecticut Residents Only: The salary range for this role is $48, to $94, annually. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with all minimum wage laws as applicable. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you’ll find a far-reaching choice of benefits and incentives.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone–of every race, gender, sexuality, age, location and income–deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes — an enterprise priority reflected in our mission.
Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.
UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.
#RPO #RED
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