Underwriter - Hartford, Ct

2 weeks ago

Hartford, United States UnitedHealthcare Full time

At UnitedHealthcare, we’re simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us to start **Caring. Connecting. Growing together.**

The Underwriter is responsible to achieve profit, growth, service and expense objectives through basic financial analysis and management of a book of business.

**Primary Responsibilities**:

- Works to underwrite cases where general and some complex underwriting principles will be applied and a solid command of the rating tools is required. Frequency of case review will be based on team lead’s decision and in accordance to case level review policies
- Obtains Field Office staff acceptance of expense and reserve levels necessary to achieve planned expense recovery and underwriting gain objectives
- Executes financial management on a book of business
- Assists and participates in creating and negotiating financial arrangements and settlements through Sales with some client and / or broker contact when necessary
- General communications will be mostly with internal sales. There will be limited interactions with brokers
- Underwrites several new firms or new coverage and major benefit revisions
- Provides direction to other areas in resolving service or claim issues that have financial implications
- Maintain up -to - date knowledge of applicable health plans and related products
- Explain underwriting principles and pricing recommendations to sales and brokers and be able to present position based on your knowledge of underwriting, competition, product, understanding of the client needs, etc.
- Develop and maintain positive working relationships with Underwriters, AMT members and multi-site coordinators
- Identifies needs and makes recommendations for new/improved underwriting processes and procedures
- Support and / or lead underwriting projects as assigned

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

**Required Qualifications**:

- 1+ years professional business experience, preferably in Managed Care, Accounting or Finance
- Must have solid financial analysis, problem solving and critical decision-making skills
- Proficiency with MS Office suite product
- Exhibits effective personal communication skills in the areas of listening, speaking and writing. Must possess professional written and verbal skills and formal presentation abilities
- Handles sensitive and confidential information and confidences appropriately and diplomatically

Years of post-high school education can be substituted/is equivalent to years of experience.

**Preferred Qualifications**:

- BA/BS degree
- 1+ years of Underwriting experience in healthcare industry
- Ability to prioritize and respond effectively to numerous demands
- Demonstrates negotiation skills. Handles difficult situations diplomatically
- Solid organizational skills
- At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes — an enterprise priority reflected in our mission._
- Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law._

RPO #RED

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