Credit Analyst

At Barings, we are as invested in our associates as we are in our clients. We recognize those who work diligently for us and reward them for personal and professional integrity, communication skills, distinct competencies and expertise in specific strategies, ability to collaborate as a team member and true dedication to the interests of our clients.

We thank you for your interest in joining the Barings team, and invite you to explore our current employment opportunities.

Credit Analyst

As a Credit Analyst, the responsibilities you will perform in this position are a core function that directly impact new business and portfolio credit quality. Some of these responsibilities will include, but are not limited to the following:

Review historical financial statements and anticipate changes to direct or redirect efforts to stay ahead of changes or trendsAssign, review and edit risk ratings changes which may include complex scenariosPrepare credit approval memos to assess a borrower’s financial condition, industry, management qualifications and other criteria that could impact a borrower’s creditworthinessBe able to identify and assess risks of a borrower's business and industryParticipate in quarterly credit review meetingsAssist new business originators with new credit approvalsAssist with running pricing models and validating pricing through other comparative means such as Bloomberg dataParticipating in the collection of delinquent payments, including a specialty area of U.S. Government finance

The Opportunity

Barings Equipment Finance a/k/a MassMutual Asset Finance has an immediate opening for a Credit Analyst to join their collaborative team. As a Credit Analyst for an equipment finance company who is well respected in the industry, you will analyze, evaluate and assist with commercial credit underwriting and monitoring of loan and lease customers. This is a fantastic opportunity to learn from more experienced members and take on increasing responsibility in all facets of origination and credit administration. 

The Team

Equipment Finance is a national equipment finance company managing over $9 billion in assets and originating $1 to $2 billion a year in new credit requests. The team is comprised of credit analysts, business origination/relationship managers, operations staff, documentation staff and accounting staff. You will be joining an efficient and entrepreneurial team that emphasizes operational excellence and profit generation. You will also have exposure to senior leaders and if desired, this position provides a path for continued professional growth, development advancement opportunities.

The Minimum Qualifications

At least a Bachelor’s Degree, preferably in accounting or financeAt least 2 years of experience in a financial analysis roleFamiliarity with spreadsheets and data analysis tools

The Ideal Qualifications

Familiarity with Financial Statements, including cash flow, leverage metrics and capital structureWork experience in credit analysis and commercial lending activityPrior experience in working in a commercial finance operation, preferably with some knowledge of leasing (bank, corporate finance office)

Barings is an Equal Employment Opportunity employer; Minority/Female/Age/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply.

Barings offers a comprehensive benefits package including:

CORE BENEFITS & WELLNESS

Medical (including Virtual Care), Prescription, Dental, and Vision CoverageFitness Center Reimbursement Program (Including Online Memberships)Employee Assistance Program (EAP)Fertility Benefits

FINANCIAL WELL-BEING

Highly competitive 401(k) Plan with Company MatchHealth Savings Account (HSA) with Company ContributionsFlexible Spending Accounts (FSA) - Health Care & Dependent CareRetirement Health Reimbursement Account

LIFE INSURANCE

Basic and Supplemental Life InsuranceSpouse and Child Life Insurance

TIME OFF, DISABILITY AND LEAVE OF ABSENCE

Paid Vacation, Sick Days and Annual HolidaysPaid Leave of Absences (Maternity Leave, Parental Leave, Caregiver Leave, Bereavement Time)Short and Long Term Disability PlansPaid Volunteer Time

 OTHER BENEFITS

Education Assistance ProgramCharitable Matching Gifts ProgramCommuter Reimbursement ProgramAdoption and Surrogacy Reimbursement Program

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