Credit Analyst

Barings is seeking a skilled Credit Analyst to join their team in a dynamic and collaborative environment. As a Credit Analyst, you will play a critical role in analyzing and evaluating commercial credit underwriting and monitoring loan and lease customers.

• Review historical financial statements and anticipate changes to direct or redirect efforts to stay ahead of changes or trends
• Assign, review and edit risk ratings changes which may include complex scenarios
• Prepare credit approval memos to assess a borrower's financial condition, industry, management qualifications and other criteria that could impact a borrower's creditworthiness
• Be able to identify and assess risks of a borrower's business and industry
• Participate in quarterly credit review meetings
• Assist new business originators with new credit approvals
• Assist with running pricing models and validating pricing through other comparative means such as Bloomberg data
• Participating in the collection of delinquent payments, including a specialty area of U.S. Government finance

Equipment Finance is a national equipment finance company managing over $9 billion in assets and originating $1 to $2 billion a year in new credit requests. The team is comprised of credit analysts, business origination/relationship managers, operations staff, documentation staff and accounting staff. You will be joining an efficient and entrepreneurial team that emphasizes operational excellence and profit generation.

• At least a Bachelor's Degree, preferably in accounting or finance
• At least 2 years of experience in a financial analysis role
• Familiarity with spreadsheets and data analysis tools

Barings offers a comprehensive benefits package including:

• Medical (including Virtual Care), Prescription, Dental, and Vision Coverage
• Fitness Center Reimbursement Program (Including Online Memberships)
• Employee Assistance Program (EAP)
• Fertility Benefits
• Highly competitive 401(k) Plan with Company Match
• Health Savings Account (HSA) with Company Contributions
• Flexible Spending Accounts (FSA) - Health Care & Dependent Care
• Retirement Health Reimbursement Account
• Basic and Supplemental Life Insurance
• Spouse and Child Life Insurance
• Paid Vacation, Sick Days and Annual Holidays
• Paid Leave of Absences (Maternity Leave, Parental Leave, Caregiver Leave, Bereavement Time)
• Short and Long Term Disability Plans
• Paid Volunteer Time
• Education Assistance Program
• Charitable Matching Gifts Program
• Commuter Reimbursement Program
• Adoption and Surrogacy Reimbursement Program