Mortgage Loan Officer
Found in: Talent US C2 - 2 weeks ago
Overview
This is a remote, commissioned career opportunity based out of the Sussex, Kent or New Castle County, DE markets.
Works with prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership. Spends 80% or more of working time outside of Fulton office locations building relationships and soliciting first mortgages with realtors, builders, accountants and other external referral sources to obtain mortgage loan applications. Requires employee to cultivate self-generated prospects to generate origination of mortgage loans.
Responsibilities
Develops and expands referral sources outside of Fulton Bank in order to solicit first mortgages and create a continual stream of origination volume. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes. Regularly seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to be built and new ones can be developed. Maintains regular contact and meets with external centers of influence such as attorneys, accountants, and financial advisors. Collects and analyzes applicant’s financial information to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provides required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer’s needs in conjunction with customer’s financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer’s specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans. Engages in customer specific persuasive sales activity to encourage potential customers to do business with Fulton Mortgage Company. Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with all applicable parties on an ongoing basis to ensure understanding of the mortgage lending process.
Qualifications
Required Education
High School Diploma or equivalent.
Required Experience
1 or more years Recent residential mortgage lending experience to include experience in the local market. Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of 1 year required residential mortgage lending experience.
1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization.
This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.
Sponsorship Statement
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.
EEO Statement
Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.
NMLS
This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing.
-
Mortgage Banker
1 week ago
Wilmington, United States First Citizens Bank Full timeOverview This position sells and services mortgage loans for the Bank. Builds a high quality pipeline of residential mortgage loan applications through a variety of sales techniques, responsive client service, and strong relationships with referral sources. Prequalifies loan applicants by evaluating their financial position and recommending appropriate...
-
Mortgage Banker
Found in: Resume Library US A2 - 2 weeks ago
Wilmington, North Carolina, United States First Citizens Bank Full timeOverview: This position sells and services mortgage loans for the Bank. Builds a high quality pipeline of residential mortgage loan applications through a variety of sales techniques, responsive client service, and strong relationships with referral sources. Prequalifies loan applicants by evaluating their financial position and recommending appropriate...
-
CRA Mortgage Originator
2 days ago
Wilmington, United States M&T Bank Full time**Overview:** Originate mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers. Participate in Community Reinvestment Act (CRA) related activities and functions within M&T community bank regions. Must adhere to the requirements of federal registration under the SAFE Act. **Primary Responsibilities:** + Works...
-
Quant Analytics Lead-vice President
3 days ago
Wilmington, United States JPMorgan Chase & Co Full time**JOB DESCRIPTION** Come join us in reshaping the future!! As a Quant Analytics Lead on the Auto Servicing & Collections Product team, you'll serve as an expert in leveraging the agile process to deliver on a wide range of business and product-focused analytics solutions. This can include building and updating business cases, exploratory analysis to...
-
Client Administrator III
6 hours ago
Wilmington, United States M&T Bank Full timeOverview: As part of the Loan Market Solutions Division, the CLO & Loan Administration team provides trustee & custodian services to sophisticated loan asset managers. Wilmington is responsible for tracking and maintaining all daily activity including the collection of payments and investor waterfall distributions. Additionally, the team monitors and...
-
Office Clerk PT
Found in: Resume Library US A2 - 7 days ago
Wilmington, North Carolina, United States Lowes Foods Full timeOverview: To supervise and provide every guest with the fastest and most pleasant checkout experience possible through consistent execution of Lowes Foods’ Guest Service Standards. Perform all functions associated with sales related assets. Responsibilities: 1. Sales, Cash and Invoice Accounting a. Prepare weekly cash report and accompanying...
-
Lead Architect
1 week ago
Wilmington, United States JPMorgan Chase & Co Full time**JOB DESCRIPTION** A career with us is a journey, not a destination. This could be the next best step in your technical career. Join us. **Job responsibilities** - Engages technical teams and business stakeholders to discuss and propose technical approaches to meet current and future needs - Defines the technical target state of their product and drives...
-
Tandem/hpe Technology Support Lead
4 days ago
Wilmington, United States JPMorgan Chase & Co Full time**JOB DESCRIPTION** Join our dynamic team to innovate and refine technology operations, impacting the core of our business services. As a Tandem/HPE Technology Support Lead in Consumer and Community Banking, Consumer Card Technology, you will play a leadership role in ensuring the operational stability, availability, and performance of our production...
-
Lead Software Engineer
Found in: beBee S US - 1 week ago
Wilmington, United States JPMorgan Chase Full timeDESCRIPTION:Duties: Design, develop and implement software solutions. Solve business problems through innovation and engineering practices. Involved in all aspects of the Software Development Lifecycle (SDLC) including analyzing requirements, incorporating architectural standards into application design specifications, documenting application specifications,...
-
Sr. Fund Accountant/Analyst
7 days ago
Wilmington, United States Tatum By Randstad Full timeOur client is a top financial services company in a very interesting space! They are on made up of industry leaders, and currently experiencing a major growth phase. They are looking for a senior fund accountant/analyst to join their team! This position is expected to be hybrid work schedule, with three days onsite in the offices in Wilmington, DE and two...
-
Real Estate Showing Assistant
2 weeks ago
Wilmington, United States The Mariel G. Weiss Team at Keller Williams Full timeJob DescriptionJob DescriptionWe are seeking capable, determined, ambitious, and energetic individuals to join our growing local Real Estate office. With today's real estate market growing faster than ever, we are in need of Showing Agents to assist in home showing opportunities. Candidates must be organized, committed, and passionate about delivering...
-
Wilmington, United States The Curare Group Full timeEnjoy the best of beach living in this lovely community located right on the Atlantic Coast. An opportunity exists for a General Neurologist to join an established practice offering great earnings and an even better lifestyle! Practice details include: Loan Forgiveness available Signing Bonus available, contact us for details Relocation Bonus available...
-
Sr. Fund Accountant/Analyst
1 week ago
Wilmington, United States Tatum by Randstad Full timeOur client is a top financial services company in a very interesting space! They are on made up of industry leaders, and currently experiencing a major growth phase. They are looking for a senior fund accountant/analyst to join their team! This position is expected to be hybrid work schedule, with three days onsite in the offices in Wilmington, DE and two...
-
Vice President Data Owner
6 days ago
Wilmington, United States JPMorgan Chase & Co Full time**JOB DESCRIPTION** As an Data Owner for Card Data Products established on AI/ML frameworks, you are critical to the firm’s agenda of enabling the business to drive faster innovation through the strategic use of its data, while simultaneously ensuring that data is of good quality and well-protected. **Responsibilities**: - Create plans for the...
-
Hospice and Palliative Medicine Full-Time position in Wilmington, North Carolina
Found in: beBee S US - 2 weeks ago
Wilmington, United States Curative Executive Search Full time**Curative Executive and Academic Search is partnering with Lower Cape Fear LifeCare in their search for their next Chief Medical Officer in beautiful Wilmington, NC.** Join our team as the Chief Medical Officer (CMO) and oversee hospice and palliative care at Lower Cape Fear LifeCare (LCFL). This role establishes medical standards for...
-
Family Medicine opening: Wilmington, OH
Found in: beBee S US - 2 weeks ago
Wilmington, United States Archway Physician Recruitment Full timeOpening for Family Medicine Physician in OHOpportunity in Wilmington, OH35m Dayton50m Cincinnati60m ColumbusEmployed OpportunityFull TimePermanent Position - Seeking a BC/BE Family Medicine physician to join an established outpatient-only practice. - The incoming physician will join another Family Medicine physician and two APP's, and participate in shared...
-
Risk Management
Found in: beBee S US - 2 weeks ago
Wilmington, United States JPMorgan Chase Full timeBring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and...
-
Sales Support Specialist
Found in: Resume Library US A2 - 2 weeks ago
Wilmington, North Carolina, United States First Citizens Bank Full timeOverview: First Citizens Bank has an opportunity for a Sales Support Specialist (Commercial Lending Assistant). We are hiring banking professionals who have had proven success in their past careers, are self-motivated, and possess strong relationship building skills. This role is an integral part of our team partnering with Commercial and/or Business...
-
Family Practice Full-Time position in Wilmington, Ohio
Found in: beBee S US - 2 weeks ago
Wilmington, United States ScionHealth Full time**Clinton Memorial Hospital**, located in **Wilmington, OH**, is seeking a **BC/BE Family Medicine physician** to join an established outpatient-only practice. The incoming physician will join another Family Medicine physician and two APP's, and participate in shared office call with our other employed primary care physicians (phone-call only). Wilmington is...
-
Wilmington, United States The Curare Group Full timeDue to the to expansion and the grow of the area, our client is recruiting Board Eligible/Board Certified Cardiologists specializing in Non-Invasive Cardiology, Electrophysiology, and Heart Failure. This opportunity is located in the heart of beautiful coastal southeastern North Carolina. The mild climate, rich history and miles of coastline have made it one...