Funding Specialist

3 weeks ago

Spartanburg South Carolina, United States American Credit Acceptance Full time
Overview:
Start Date:

Monday, June 17, 2024

 

About the Team

Made up of Sales, Funding, and Underwriting teams, Originations is at the forefront of ACA’s business success. Driven by a mission of providing reliable, affordable transportation to the millions of Americans who have less than perfect credit, we come together every day to ensure everyone has access to the transportation they need to get to work, pick their kids up from school and get to where they need to go. 

 

What You’ll Do

As a Funding Specialist you will be an integral part of the loan process. You’ll use your strong attention to detail and keen eye for process to enter and review information for the loan including required documentation and contracted deal structure to ensure accuracy and compliance with regulatory statutes. 

 

Who You Are

Strong team player who values collaboration and partnership

Great communicator who enjoys building relationships in person and over the phone 

Highly organized and enjoys working to a process

Goal oriented and can see how your part contributes to the whole team succeeding

Prioritizes according to need and is energized by problem solving

 

Your Role 

 

Enter data from all contracts received into the Loan Origination System

Complete basic computations, with the assistance of the Loan Origination System, to identify that the contracted deal structure aligns and is compliant with state and federal regulatory statutes

Electronically index and process image files, related to applications and/or contracts received, appropriately within the imaging system

Review all documentation and information provided and as required to ensure accuracy and completeness based on internal guidelines and best practices in addition to state and federal regulatory statutes

Communicate with customers to confirm the terms of their contract and address any questions and/or concerns

Communicate with dealers to educate them on ACA guidelines, to notify them of various contract statuses and pending items along with providing support for any questions and/or concerns

 

For a view into a day in the life of a Funding Specialist at ACA, copy and paste the link below into your browser : 

 

Ideal candidate qualifications:

 

High school diploma or general education degree (GED); or one-year related experience; or equivalent combination of education and experience

Knowledge of general office practices and professional communication

Computer skills, including, but not limited to, MS Windows, MS Office, and MS Outlook.

Be able to type at least 25 words per minute

 

Supervisory Responsibility

This position has no supervisory responsibilities.

 

Work Environment and Physical Demands

This job operates 100% onsite in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines.

 

Position Type/Expected Hours of Work

This is a full-time position with a work schedule of Monday-Friday, 9:00am to 6:00pm with some schedule variations as needed.

 

Travel

No travel is expected for this position.

 

EEO Statement

 

ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.  ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.

 

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

 

 You are not officially considered an applicant unless you have completed an employment application in ACA’s online applicant tracking system, iCIMS.

 

#LI-AI1

 

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