AML Investigator

2 days ago

Charlotte, North Carolina, United States U.S. Bank Full time $66,640 - $78,400

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

U.S. Bank is responsible for maintaining an effective anti-money laundering (AML) program for monitoring, detecting, and reporting suspicious activity to appropriate regulatory agencies. As a member of the Enterprise Financial Crimes Compliance AML Investigations division, you will be part of the bank's second line of defense to prevent individuals and businesses from using U.S. Bank products and services for illegal purposes. As an AML Investigator, you will conduct enterprise-wide investigations identifying unusual activity and preparing Suspicious Activity Reports (SARs) to be filed with Financial Crimes Enforcement Network (FinCEN) as well as writing and preparing cases that result in No SARs. An AML Investigator should have a basic understanding of AML/BSA laws and regulations, the financial services industry, and regulatory trends that impact their assigned line of business. During the investigation, you may identify gaps and help drive solutions that minimize losses resulting from inadequate internal processes, systems, or human errors. You will assist in identifying and/or escalating risks, as appropriate. 

Responsibilities

You'll contribute to the bank's overall strategy and risk profile by:

  • Conducting comprehensive case investigations which includes analyzing transaction information, reviewing customer data, researching open source and media checks, and recommending a SAR or no SAR to be filed

  • Working cooperatively with internal departments to obtain and analyze necessary information related to the investigation

  • Preparing quality investigative documentation which includes clearly articulating written detailed case notes, and providing attachments of internal and external research

  • Preparing the SAR form when a case investigation results in a SAR recommendation

  • Recommending customer relationship closures, case escalations or case referrals as appropriate

  • Ensuring case production and quality goals are met

  • Completing other duties as assigned

Basic Qualifications

  • Bachelor's degree, or equivalent work experience

  • Typically, 2+ years of applicable experience

Preferred Skills/Experience

  • Experience in banking, and/or AML compliance

  • Effective oral and written communication skills

  • Strong proficiency in Excel

  • Strong analytical skills

  • Strong problem-solving skills

  • Ability to adapt to a changing environment and handle multiple priorities

  • Strong attention to detail

  • Knowledge of Microsoft Office applications, along with general proficiency in adapting to new software applications

  • Knowledge of Bank Secrecy Act (BSA)/AML laws and regulations

  • Knowledge of Actimize case management system

  • Knowledge of retail banking, lending and bank operations processes

  • Certified Anti-Money Laundering Specialist (CAMS) certification preferred

This role requires working from a U.S. Bank location three (3) or more days per week.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $66, $78,400.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

  • Senior Manager, AML Financial Intelligence Unit

    6 days ago

    Charlotte, North Carolina, United States SoFi Full time $120,000 - $180,000 per year

    Employee Applicant Privacy NoticeWho we are:Shape a brighter financial future with us.Together with our members, we're changing the way people think about and interact with personal finance.We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The...

  • AML Senior Scenario Manager

    10 hours ago

    Charlotte, North Carolina, United States Bank of America Full time

    Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.Being a Great Place to Work is core to how we drive Responsible Growth. This includes our...

  • Global Financial Crimes Investigator

    6 days ago

    Charlotte, North Carolina, United States Bank of America Full time

    Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our...

  • Global Financial Crimes Senior Investigator

    4 days ago

    Charlotte, North Carolina, United States Bank of America Full time $120,000 - $140,000 per year

    Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.Being a Great Place to Work is core to how we drive Responsible Growth. This includes our...

  • Lead EDD Compliance Analyst

    2 days ago

    Charlotte, North Carolina, United States Coinbase Full time $99,365 per year

    Ready to be pushed beyond what you think you're capable of?At Coinbase, our mission is to increase economic freedom in the world. It's a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform — and with it, the future global financial system.To achieve our mission, we're seeking a very specific...

  • Operations Control Analyst

    14 hours ago

    Charlotte, North Carolina, United States Bank of America Full time

    Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.Being a Great Place to Work is core to how we drive Responsible Growth. This includes our...

  • Data Engineer with Pl/SQL

    6 days ago

    Charlotte, North Carolina, United States American business solutions inc Full time $114,000 - $137,597 per year

    An exciting opportunity to participate in the development and support for the Global Financial Crime Technology - Automated AML Monitoring systems. It involves diverse development platforms, software, hardware, technologies and tools, often using new technologies. The candidate will work closely with business partners in Global Financial Crime, Enterprise...

  • AML Investigator

    4 days ago

    Charlotte, United States U.S. Bancorp Full time

    AML InvestigatorU.S. Bank is responsible for maintaining an effective anti-money laundering (AML) program for monitoring, detecting, and reporting suspicious activity to appropriate regulatory agencies. As a member of the Enterprise Financial Crimes Compliance AML Investigations division, you will be part of the bank's second line of defense to prevent...

  • GFC Investigator

    3 weeks ago

    Charlotte, United States Charlotte Staffing Full time

    GFC Investigator (Brokerage - AML/Fraud)Phoenix, Arizona; Pennington, New Jersey; Plano, Texas; Dallas, Texas; Tampa, Florida; Jersey City, New Jersey; Chicago, Illinois; Charlotte, North Carolina **To proceed with your application, you must be at least 18 years of age.** AcknowledgeAt Bank of America, we are guided by a common purpose to help make financial...

  • Senior AML Investigations Trainer

    7 days ago

    Charlotte, United States Coinbase Full time

    Senior AML Investigations Trainer at Coinbase summary: The Senior AML Investigations Trainer at Coinbase is responsible for designing, developing, and delivering training programs related to Anti-Money Laundering (AML), fraud, and compliance. The role involves managing learning services across first-line defense compliance processes, collaborating with...

  • GFC Investigator Commercial

    2 weeks ago

    Charlotte, United States Charlotte Staffing Full time

    GFC Investigator Commercial (AML/Fraud)At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities, and shareholders every day. One of the keys to driving Responsible Growth is being a...

  • Senior AML Investigations Trainer

    2 weeks ago

    Charlotte, United States Charlotte Staffing Full time

    Senior AML Investigations TrainerReady to be pushed beyond what you think you're capable of? At Coinbase, our mission is to increase economic freedom in the world. It's a massive, ambitious opportunity that demands the best of us, every day, as we build the emerging onchain platform and with it, the future global financial system. To achieve our mission,...

  • GFC Investigator Commercial

    2 weeks ago

    Charlotte, United States Bank of America Full time

    Job TitleAt Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our...

  • Senior AML Consultant

    4 weeks ago

    Charlotte, United States Charlotte Staffing Full time

    AML Project Delivery SpecialistAre you an experienced, passionate pioneer in technology who wants to work in a collaborative environment? As an experienced AML Project Delivery Specialist you will have the ability to share new ideas and collaborate on projects as a consultant without the extensive demands of travel. If so, consider an opportunity with...

  • AML Consultant

    4 weeks ago

    Charlotte, United States Charlotte Staffing Full time

    AML Project Delivery Senior AnalystAre you an experienced, passionate pioneer in technology who wants to work in a collaborative environment? As an experienced AML Project Delivery Senior Analyst you will have the ability to share new ideas and collaborate on projects as a consultant without the extensive demands of travel. If so, consider an opportunity...

  • Consulting Services

    2 weeks ago

    Charlotte, United States Deloitte Full time

    Anti Money Laundering (AML) ConsultantOur Deloitte Regulatory, Risk & Forensic team helps client leaders translate multifaceted risk and an evolving regulatory environment into defensible actions that strengthen, protect, and transform their organization. Join our team and use advanced data, AI, and emerging technologies with industry insights to help...

  • AML Project Delivery Specialist

    2 weeks ago

    Charlotte, United States Charlotte Staffing Full time

    AML Project Delivery Specialist Are you an experienced, passionate pioneer in technology who wants to work in a collaborative environment? As an AML Project Delivery Specialist, you will have the ability to share new ideas and collaborate on projects as a consultant without the extensive demands of travel. The Project Delivery Talent Model is designed for...