Underwriter

Introduction

At Gallagher, we help clients face risk with confidence because we believe that when businesses are protected, they're free to grow, lead, and innovate. You'll be backed by our digital ecosystem: a client-centric suite of consulting tools making it easier for you to meet your clients where they want to be met. Advanced data and analytics providing a comprehensive overview of the risk landscape is at your fingertips.   Here, you're not just improving clients' risk profiles, you're building trust. You'll find a culture grounded in teamwork, guided by integrity, and fueled by a shared commitment to do the right thing. We value curiosity, celebrate new ideas, and empower you to take ownership of your career while making a meaningful impact for the businesses we serve.   If you're ready to bring your unique perspective to a place where your work truly matters; think of Gallagher.  
Overview

Indulge your passion for problem-solving and embrace the thrill of addressing risk head-on at Gallagher's global brokerage team. Join a family of diverse minds, united by a relentless pursuit of excellence. As part of our team, you'll be the architect of protection, safeguarding businesses and empowering their ambitions. Together, we'll build a legacy of trust and triumph in the dynamic world of risk management.

We believe that every candidate brings something special to the table, including you So, even if you feel that you're close but not an exact match, we encourage you to apply.

How you'll make an impact

We are currently seeking an experienced Property and Casualty Underwriter to underwrite organizations that will become part of our religious captive and pool programs. In this role you will evaluate and price coverages across religious and niche P&C insurance programs. The ideal candidate for this position will have a background in underwriting, execute underwriting guidelines, possess excellent analytical and communication skills, and have the ability to manage multiple tasks and deadlines. If you are a strategic thinker, detail-oriented, and have a passion for delivering excellent underwriting results while helping programs aggressively grow, we invite you to apply for this exciting opportunity as our Property and Casualty Underwriter. Your contributions will guide portfolio growth, profitability, and the development of healthy programs.

The P&C Underwriter will report to the Underwriting Manager and be responsible for evaluating new and renewal business for religious institutions participating in captive and pooled programs. This role is ideal for a detail-oriented insurance professional with a heart for serving mission-driven clients.

How You'll Make an Impact

• Underwriting Execution: Analyze applications, property schedules, and loss history to assess risk
• Account Management: Develop tailored coverage terms and pricing within program guidelines
• Team Collaboration: Partner with Program Directors, brokers, service teams, and reinsurers to deliver best-in-class risk programs
• Data Management: Maintain complete underwriting files in RMIS platforms and ensure proper documentation
• Program Development: Support enhancements to guidelines, endorsements, and submission requirements
• Risk & Financial Management: Conduct regular portfolio reviews, analyze loss ratios, and implement risk mitigation and reinsurance strategies
• Regulatory & Program Development: Research regulatory needs, manage captive and risk-sharing structures, and prepare submissions
• Reinsurance & Market Relations: Join presentations with reinsurers and negotiate favorable terms by showcasing underwriting expertise

About You

 Required Qualifications

• Bachelor's degree preferred or equivalent insurance experience
• Minimum of 2 years in property & casualty underwriting
• Strong understanding of commercial P&C coverages
• Solid written and verbal communication skills

Preferred Attributes & Behaviors

• Proficiency with underwriting platforms, Excel, and data analysis
• Ability to prioritize and manage multiple submissions under deadlines
• A collaborative mindset with a desire to grow in a specialized field

#LI-KK2

#Remote

Compensation and benefits

We offer a competitive and comprehensive compensation package. The base salary range represents the anticipated low end and high end of the range for this position. The actual compensation will be influenced by a wide range of factors including, but not limited to previous experience, education, pay market/geography, complexity or scope, specialized skill set, lines of business/practice area, supply/demand, and scheduled hours. On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits. 

Below are the minimum core benefits you'll get, depending on your job level these benefits may improve:

• Medical/dental/vision plans, which start from day one
• Life and accident insurance
• 401(K) and Roth options
• Tax-advantaged accounts (HSA, FSA)
• Educational expense reimbursement
• Paid parental leave

Other benefits include:

• Digital mental health services (Talkspace)
• Flexible work hours (availability varies by office and job function)
• Training programs
• Gallagher Thrive program – elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing
• Charitable matching gift program
• And more...

**The benefits summary above applies to fulltime positions. If you are not applying for a fulltime position, details about benefits will be provided during the selection process.

We value inclusion and diversity

Click Here to review our U.S. Eligibility Requirements

Inclusion and diversity (I&D) is a core part of our business, and it's embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work.

Gallagher embraces our employees' diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest.

Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as "protected characteristics") by applicable federal, state, or local laws.

Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.

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