Associate, Financial Risk Analytics

Credigy is growing our
Risk Management team
at our Norcross, GA headquarters. We're hiring at the
Associate level (and for other roles)
to help us analyze and manage our investment portfolio. These roles offer the chance to build financial models, evaluate performance trends, and collaborate with teams across Valuation, Modeling, Data Strategy & Operations.

This position requires strong analytical skills, curiosity, and proficiency with tools such as MS Excel, SQL Server, Snowflake, Tableau, and Python. The ideal candidate will thrive in working with large data sets and approaching analytical challenges with creativity.

If this role feels like a stretch but excites you, please still apply. We value curiosity, motivation, and a willingness to learn just as much as direct experience.

Responsibilities of the Position:

• Develop expert-level knowledge of the company's investments, including core valuation assumptions.
• Perform detailed analyses of performance trends and identify investments requiring further review based on deviations from expectations.
• Apply external tools (third-party data, research, and economic forecasts) to evaluate impacts of market and economic conditions.
• Build and refine financial models to forecast cash flows and economic returns for existing investments.
• Understand the company's data architecture and support efforts to create and maintain a robust Data Warehouse.
• Assess broad areas of risk across the investment portfolio, including evaluating methods for risk mitigation.
• Perform additional duties as assigned by management.

Target Candidate Profile:

• Bachelor's degree in Finance, Economics, Engineering, Math, or other quantitative fields.
• While 5+ years of experience is ideal, we welcome candidates with less experience who are motivated to learn and grow with us, as we are also open to hiring at the Analyst and Senior Analyst levels on this team.
• Strong business sense with enthusiasm for analytics and/or data science.
• Experience with analytical tools (Excel, SQL, Snowflake, Tableau); Python experience is a plus.
• Prior exposure to projects requiring extensive data preparation and analysis.
• Highly curious, self-motivated, and able to prioritize effectively while meeting deadlines.
• Team-oriented mindset with the discipline and ownership to manage independent tasks.
• Humble, collaborative attitude with readiness to handle a heavy workload.
• Strong motivation to learn, grow, and contribute in a fast-paced environment

Founded in 2001, Credigy is a global specialty finance company with flexibility across the capital structure to acquire or finance a broad range of consumer assets. We are a wholly-owned subsidiary of National Bank of Canada (NBC) and our $9.1B+ portfolio represents 400+ deals and $32B+ in total investments life-to-date. We are the partner of choice when financial institutions face complex challenges and strategic changes. If you haven't heard of us yet, we're okay with that — we focus on serving our business partners, not making a name for ourselves.

We are proud of our people-first company culture that has been recognized year-over-year as a Top Workplace both in Atlanta and nationally. What matters to you, matters to us so we go beyond the usual benefits to offer meaningful perks that support professional growth, personal connection, and a life outside the office. Early in the hiring process, we partner with you on our innovative, personalized flexible work program to maximize compatibility between your needs and the business from day one. Our priority is hiring top talent and helping you create a career you love.

Credigy is a workplace that is free of discrimination and full of opportunity. We prioritize diversity, inclusion, and belonging, and we are dedicated to unbiased recruiting, hiring, and employment practices. Authenticity goes a long way at Credigy, and we get excited about the privilege of hiring people from diverse backgrounds. We are proud to be an Equal Opportunity Employer and commit to ensuring all applicants and employees are considered based on their qualifications and merit, without regard to race, ethnicity, religion, national origin, sex, sexual orientation, gender identity, age, veteran status, citizenship, disability, pregnancy, or any other status protected by law. We expect each employee to support this policy in our daily operations and we do not tolerate discriminatory practices or harassment in any form. No matter how you identify, or what background or industry you come from, we welcome you and feel honored you are considering opportunities at Credigy.