Mortgage Loan Officer

Job Details Job Location: AZ - Phoenix - PHOENIX, AZ 85044 Position Type: Full Time Salary Range: $23.00 Base+Commission/month Travel Percentage: Negligible Job Shift: Day Job Category: Finance

Hiring for an in-person role in Phoenix, AZ area only, with potential for hybrid schedule after 90 days.

About Our Mortgage Team:

Farm Bureau Mortgage is expanding our national in-house sales team and seeking an experienced, motivated Mortgage Loan Officer who thrives in a high-volume environment. If you excel at converting warm leads, delivering exceptional service, and structuring mortgage solutions across multiple loan programs, we'd love to talk with you.

We are a rapidly growing national mortgage division operating in all 50 states. As a Non-Delegated Correspondent lender partnered with many top investors, we offer a wide range of competitive mortgage solutions to meet nearly every borrower need. All leads are provided—no self-sourced business required—creating a strong platform for success for high-performing MLOs. This role offers guaranteed base hourly rate + tiered commission structure with uncapped earning potential.

What you'll get to do: 

• Build Farm Bureau Mortgage brand.
• Handle 100% inbound leads generated through Farm Bureau Bank channels and strategic partnerships
• Originate mortgage loans from leads generated through various channels, including current and past bank customers, referrals, marketing campaigns, and partnerships.
• Educate borrowers on available mortgage products, interest rates, and terms, and assist them in selecting the best loan option to meet their financial goals.
• Guide borrowers through the mortgage application process, including gathering required documentation, conducting credit checks, and facilitating the underwriting process.
• Provide exceptional customer service throughout the loan origination process, addressing borrower inquiries, concerns, and requests in a timely and professional manner.
• Collaborate with internal teams and external vendors/partners, including underwriters, processors, and closers, to ensure smooth and efficient loan processing and closing.
• Develop and maintain relationships with Farm Bureau members, leaders, real estate agents, financial advisors, and other referral sources to generate new business opportunities.
• Stay informed about industry trends, market conditions, and regulatory changes affecting the mortgage lending landscape.
• Maintain compliance with all federal, state, and local regulations governing mortgage lending practices and ensure adherence to Farm Bureau Bank's policies and procedures.

Education and Experience:

• Bachelor's degree in finance, business administration, or a related field preferred.
• Minimum 3+ years of recent MLO experience in a high-volume environment required.
• Strong understanding of mortgage products, including conventional, FHA, VA, USDA loans and, HELOC/Second Mortgages as well as knowledge of mortgage underwriting guidelines and regulations.
• Active NMLS license required.

Why Us?

The Farm Bureau Bank team is rooted in service, strong relationships, and meaningful results. We offer financial services that support hardworking individuals who recognize the vital role of farming, ranching, and agriculture across the United States. Beyond traditional banking, we cultivate lasting partnerships, nurture growth, and aim to support rural communities that are often underserved by the banking industry.

Farm Bureau Bank. Not just branches. Roots.

FBB team members enjoy competitive compensation and generous benefits.

• Guaranteed base hourly rate + tiered commission structure with uncapped earning potential
• Affordable Medical, Dental and Vision coverage
• Outstanding 401k – Employer match up to 5%
• Paid Volunteer Hours
• Accrued Paid Time Off (PTO) & Paid Holidays
• Life Insurance and Long-Term Disability (company paid)
• Continuing Education Opportunities
• View all available benefit options at    

EEO Commitment

Farm Bureau Bank is an equal opportunity/affirmative action employer and complies with all applicable federal, state, and local fair employment practices laws. Farm Bureau Bank strictly prohibits and does not tolerate discrimination against team members, applicants, or any other covered persons because of race, color, religion or creed, national origin or ancestry, sex (including gender, pregnancy, sexual orientation, and gender identity) age, physical or mental disability, citizenship, veteran status, or genetic information, or any other characteristic protected by applicable federal, state, or local law. All team members and anyone doing business with the Bank (including vendors, clients, and visitors) are prohibited from engaging in unlawful discrimination. This applies to all employment actions, including but not limited to, recruitment, hiring, training, promotion, discipline, compensation, benefits, and termination of employment.

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