Underwriter

The Doctors Company has an opportunity for an Underwriter to be part of our Region II  team. This is a hybrid opportunity at our office in East Lansing, MI, or Mechanicsburg, PA.

The Underwriter manages an assigned book of business including risk analysis of new and renewal business, policy changes and general servicing of accounts.

Qualifications

• Bachelor's degree (4 years of college) preferred
• INS, RPLU or CPCU designation, or progress in obtaining such designation, is preferred.
• Four or more years underwriting experience.
• Medical malpractice underwriting or other healthcare background preferred.
• Ability to analyze and interpret complex documents.
• Strong oral and written communication skills including the ability to lead discussions

Responsibilities

Revenue Growth and Profitability Management

• Maintains an assigned book of business.
• Collaborates with manager and colleagues in other departments to achieve growth goals and retention targets.
• Collaborates with Business Development to build, strengthen and manage relationships with agents/brokers.
• Participates in virtual or in-person agent/broker meetings related to specific accounts or overall underwriting discussions.
• Manages assigned book in accordance with the company's profitability goals.

Underwriting Discipline

• Adheres to established underwriting guidelines, authority and filed rules and rates as approved by the various state insurance departments.
• Evaluates new business submissions, renewals, and policy change requests for their book of business resulting in underwriting decisions within their authority or recommendations for decisions exceeding their authority.
• Maintains policy documentation in appropriate systems in accordance with storage guidelines.
• Understands and complies with state statutory requirements including policy language changes, notice requirements, Patient Compensation Fund (PCF) rules and unique requirements.

Customer Satisfaction 

• Develops and maintains positive working relationships with agents/brokers, coworkers, and members.
• Responds to agents/brokers and members within company service standards.
• Prioritizes tasks to meet renewal deadlines, customer service standards and miscellaneous project due dates.

Personal Development

• Works with manager to identify, and achieve, annual and personal development goals.
• Completes training and maintains proficiency in key underwriting skills.
• Maintains proficiency in underwriting systems.
• Develops knowledge of new and emerging underwriting skills and theories through continuing education and training.
• Builds knowledge of competitors and stays current with changes or advancements in healthcare delivery.

Other Duties to be Assigned    

• Works on various projects and assignments made by the Underwriting Manager.
• Participates actively and provides updates to management on assigned projects within given deadlines.

Salary Range: $56,000 - $88,435 

Compensation varies based on skills, knowledge, and education. We consider factors such as specialized skills, depth of knowledge in the field, and educational background to ensure fair and competitive pay.

Benefits

We offer competitive compensation, incentive bonus plans, outstanding career opportunities, an exceptional work environment, and an impressive benefits package, which starts with medical, family and bereavement leave; same-sex domestic partner benefits; short- and long-term disability programs; and an employee assistance program. There's more: 

• Health, dental, and vision insurance
• Health care tax-free spending accounts with a company match
• 401(k) and Roth IRA with company match, as well as catch-up plans for both
• Vacation days, sick days, and paid personal days each calendar year (with vacation increases based on length of service)
• Paid holidays each calendar year
• Life and travel insurance
• Tax-free commuter benefits
• In-person and online learning opportunities
• Cross-function career opportunities
• Business casual work environment
• Time off to volunteer
• Matching donations to qualifying nonprofit organizations
• Company-sponsored participation at non-profit events

About The Doctors Company

The Doctors Company is the nation's largest physician-owned medical malpractice insurer. Founded and led by physicians, we are committed to advancing, protecting, and rewarding the practice of good medicine.

The Doctors Company is proud to be Certified by Great Place to Work.