Commercial Renewal Underwriter

The Commercial Renewal Senior Underwriter is responsible for managing a diverse portfolio of commercial accounts, including underwriting renewals, and mid-term transactions. This hybrid role combines technical underwriting expertise with strong agency relationship management, supporting both retention and growth initiatives. The ideal candidate will drive profitable underwriting decisions, respond to service needs efficiently, and collaborate cross-functionally with claims, loss control, and other internal stakeholders. Additionally, this role will include mentoring and coaching Associate Underwriters to support their professional development and will be responsible for reviewing accounts escalated from Associate Underwriters to ensure compliance with underwriting guidelines and risk appetite.

Key Responsibilities:

• Underwrite and manage an assigned book of commercial renewal business and endorsements, with a focus on profitability and compliance with company guidelines.
• Evaluate and process policy change requests and endorsement inquiries from brokers/agents within required turnaround times.
• Build and maintain strong agency/broker relationships across the assigned territory to ensure high retention and cross-sell opportunities.
• Collaborate with underwriting associates to coordinate risk engineering services, claims insights, and support documentation for complex accounts.
• Ensure complete and accurate underwriting files in compliance with jurisdictional, regulatory, and internal documentation standards.
• Provide timely and professional responses to producer inquiries related to both underwriting decisions and policy servicing.
• Analyze risk exposures across multiple lines of business (e.g., property, liability, auto, workers' comp, umbrella), and develop tailored solutions aligned with risk appetite.
• Participate in branch or territory growth planning, renewal strategy meetings, and other initiatives that promote underwriting excellence and account development.
• Mentor and provide guidance to Associate Underwriters, fostering their technical skills, decision-making abilities, and overall professional growth.

• Review and evaluate accounts escalated from Associate Underwriters, ensuring adherence to underwriting guidelines, risk appetite, and company standards.

• Bachelor's degree or equivalent industry experience required.

• 3-5 years of commercial P&C underwriting experience preferred.
• Knowledge of endorsement processing and general servicing practices.
• Familiarity with multi-line underwriting (e.g., package, auto, WC, umbrella).
• Understanding of current insurance market conditions and carrier appetite.
  Experience with Life Science business is a preferred

Skills and Competencies:

• Strong analytical and risk assessment skills.
• Excellent verbal and written communication.
• Confident negotiation and relationship-building abilities.
• Proven time and desk management capabilities.
• Ability to work independently and within a collaborative team setting.
• Proficient in Microsoft Office Suite and relevant underwriting platforms.

Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.