Banker Development Program Trainee

24-Month Rotational Experience | Build the Future of Banking

Are you ready to launch a meaningful and rewarding career in commercial banking? Our Commercial Banker Development Program is a 24-month, hands-on journey designed to build the next generation of commercial banking leaders. Participants will gain exposure to business lines across the Commercial Division through market visits, work with real clients, exposure to diverse industries, and guidance from senior leadership. By the end of the program, graduates are positioned to step into a challenging, high-impact role within our commercial banking team - ready to help businesses grow and communities thrive.

What you'll do:

· Immerse yourself in real banking work : Partner with seasoned commercial bankers on client projects, deal analysis and credit evaluations.

· Rotate across key business areas : Experience different markets, products, and functions to build a full understanding of how the bank operates.

· Engage with leaders : Develop and enhance your skills through roundtables, mentorship sessions, and action learning projects.

· Grow your network : Represent the bank at business and/or community functions, as well as participate in networking groups

· Develop your expertise : Learn to analyze financial statements, assess and facilitate credit requests, prepare credit information, personal and business financial statements, while ensuring adequate loan documentation, loan structuring, and pricing

· Own your growth : upon completion, leverage your experience, relationships, and performance to secure a permanent placement in the organization.

· Ad hoc duties and/or projects as assigned

What you bring :

· A curious, driven, and collaborative problem solver.

· Strong analytical and critical thinking skills

· Excellent written and verbal communication. Able to connect with clients and colleagues alike.

· A motivated, organized, self-starter

· Ready and able to tackle new challenges with a positive attitude

· Strong proficiency with Microsoft Word, Excel and Outlook

· Ability to learn and become familiar with bank's policies and practices regarding authorized use of credit information

Qualifications:

· An innate self-starter with a high degree of curiosity and resilience

· Bachelor's degree in Business and/or related field

· Demonstrated leadership experience through school, at work and/or in the community

Markets hiring for this program:

• Albuquerque, New Mexico

• Dallas/Fort Worth, Texas

• Denver, Colorado

• Des Moines, Iowa

• Fresno, California

• Kansas City, Missouri

• Lubbock, Texas

• Milwaukee, Wisconsin

• Minneapolis, Minnesota

• Oklahoma City, Oklahoma

• Salt Lake City, Utah

• St. Louis, Missouri

*Application deadline; January 4, 2026

*First 6 months of program consists of training in Kansas City

Compensation Range:

$44,790.00 - $86,510.00

The posted compensation range on this listing represents UMB's standard for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. In addition, this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information.

UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.

Are you ready to be part of something more?

You're more than a means to an end-a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.

UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to talentacquisition@umb.com to let us know the nature of your request.

If you are a California resident, please visit our Privacy Notice for California Job Candidates (https://p1.aprimocdn.net/umb/cdbf5f22-8f7a-43b9-bd03-b09f014a39c3/Privacy_Notice_for_California_Candidates_Original_file.pdf) to understand how we collect and use your personal information when you apply for employment with UMB.

Who we are

We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed.

Learn more about UMB's vision (https://p1.aprimocdn.net/umb/8cf58ce2-e9d6-4621-b60a-b09f01638943/UMB_Tuce_Book_Original_file.pdf)

Check out the road to a career at UMB