Platform Architect

Your Opportunity At Schwab, you are empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together.We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s).The CET-Move Money team in builds secure, scalable, and resilient money movement capabilities enabling clients to transfer funds seamlessly and safely. As a Platform Architect, you will own end-to-end architectural direction for high-volume, compliance-sensitive services, refactor legacy components, and shape platform strategy in partnership with product and senior leadership.Key Responsibilities Architect distributed, scalable, event-driven, and highly available services on AWS, GCP, and PCF; apply cloud-native and microservices patternsDefine and evolve target state architectures; produce clear Software Architecture Documents and reference implementationsLead architecture for Move Money Core Platform Services (secure transfers, orchestration, customization, throughput optimization)Drive strategic technology roadmaps; advocate for product vision and senior leadership priorities; influence investment decisionsEnsure transactional integrity, data consistency, audit, fraud prevention hooks, and secure design (shift-left security)Address scalability, latency, resiliency, observability, and performance (including concurrency, back-pressure, and failure isolation)Mentor engineers; establish patterns, guardrails, and design review rigorRecommend and evaluate frameworks, languages, messaging patterns, and storage modelsChampion end-to-end monitoring, SLIs/SLOs, error budgets, and operational excellence (24x7 availability)Collaborate with product, compliance, risk, cyber security, and operations to align architecture with regulatory and business objectivesIntroduce pragmatic AI/ML accelerators where they add measurable valueCommunicate complex technical concepts clearly to non-technical stakeholders; drive consensus across teams What you have Required Qualifications :8+ years hands-on designing and implementing Spring Boot RESTful services ; PCF experience a plusArchitectural design experience in AWS, GCP; Terraform (infra-as-code) experienceExperience with Google Cloud Platform (GCP) fundamentals (Compute, Storage, IAM) and multi-cloud architectural considerationsAdvanced relational data modeling and performance tuning; strong understanding of transactional semanticsMessaging and integration expertise (RabbitMQ; event-driven patterns; idempotency; retry/backoff strategies)Cloud security principles (encryption, secrets management, least privilege, threat modeling, secure APIs, OWASP)High availability and resiliency engineering (circuit breakers, bulkheads, chaos readiness, DR strategies)DevOps tooling proficiency (Git, Bitbucket, Bamboo or equivalent CI/CD pipelines); automated build, test, deploy flowsObservability (logs, metrics, traces), defining SLIs/SLOs, and production readiness checklistsAgile/Scrum and continuous delivery adoption leadershipProven delivery of mission-critical, client-facing 24x7 systems (payments, trading, or high-volume financial transactions)Bachelor’s degree in CS, IT, Cyber Security, or equivalent practical experiencePreferred Qualifications:AI/ML knowledge (concepts, model lifecycle, practical application for fraud detection, risk scoring, or operational insights)Experience with domain-driven design, data streaming, and event sourcing patternsGoogle Cloud Professional Cloud Architect certificationIn addition to the salary range, this role is also eligible for bonus or incentive opportunities. Why work for us? At Schwab, we’re committed to empowering our employees’ personal and professional success. Our purpose-driven, supportive culture, and focus on your development means you’ll get the tools you need to make a positive difference in the finance industry. We offer a competitive to our full-time employees that takes care of the whole you – both today and in the future: 401(k) with company match and Employee stock purchase plan Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions Paid parental leave and family building benefits Tuition reimbursement Health, dental, and vision insurance