Sr. USDA Product Specialist

About Byline Bank:Headquartered in Chicago, Byline Bank, a subsidiary of Byline Bancorp, Inc. (NYSE:BY), is a full-service commercial bank serving small- and medium-sized businesses, financial sponsors and consumers. Byline Bank has approximately $9.7 billion in assets and operates 45 branch locations throughout the Chicago and Milwaukee metropolitan areas. Byline Bank offers a broad range of commercial and community banking products and services, including small-ticket equipment leasing solutions, and is one of the top U.S. Small Business Administration (SBA) lenders according to the national SBA rankings by volume FY2024. Byline Bank is a member of FDIC and an Equal Housing Lender.At Byline Bank, we take pride in being an award-winning workplace. Some of our recent recognitions include:U.S. News & World Report named Byline Bank as one of the Best Companies to Work for in the Midwest, Finance & Overall in 2024-2025, 2025-2026.Chicago Sun Times Chicago’s Best Workplaces 2024Best Workplaces in Illinois in 2024 by Best Companies Group and Illinois SHRM (Society for Human Resource Management)Forbes America’s Best Small Employers 2023By joining our team, you will become part of an organization that values growth, collaboration, and innovation. We strive to create an environment where employees feel supported and are empowered to excel in their roles. If you're looking for a career with a company that puts people first and makes a difference in the communities we serve, Byline Bank is the place for you.Objective of Position: The Sr. USDA Loan Analyst supports Small Business Capital (SBC) in originating USDA loans to grow Byline’s business and build new client relationships. This role guides customers through pre-qualification, underwriting, and closing, while collaborating with SBC Business Development Officers, Credit Analysts, Closers, and USDA representatives nationwide. The Sr. USDA Loan Analyst has a strong understanding of USDA regulations and complex loan structures and serves as the primary liaison with USDA offices across the country. Duties and Responsibilities: Supports the development of new USDA/SBA business through pre-qualification and client engagement efforts.Identifies and conducts appropriate prospecting activities among business development leads.Identifies and qualifies leads from Business Development Officers for USDA program suitability.Contributes to loan profitability through appropriate pricing, fee income, and cross-selling of products and services.Prepares detailed credit memos including project data, loan terms, and financial analysis for committee review.Coordinates with underwriting, legal, and closing teams to satisfactorily meet customer expectations.Serves as the primary contact with USDA state and national offices during the underwriting and closing process.Ensures all USDA conditions are met prior to issuance of the Loan Note Guarantee.Stays current on USDA guaranteed loan guidelines and common practices and ensures internal compliance.Review third party reports as needed.Travel maybe required up to 25%.All other duties as assigned.Qualifications:Bachelor’s degree in Business Administration, Finance, Accounting, or related degree. 5+ years of commercial banking loan and deposit business development or relationship management experience.3+ years of working on USDA B&I loans in some capacity.Knowledge of USDA OneRD requirements and processes.Strong knowledge of government guaranteed lending policies and procedures. Knowledge of commercial banking practices, including financial statement and credit analysis.Formal credit training preferred. Be a strategic thinker with the ability to develop, communicate and implement plans that support the overall goals of the Bank.Ability to work collaboratively with a variety of stakeholders at all levels.Be self-motivated and an effective time and project manager with a strong attention to detail.Ability to identify, understand and define problems, evaluate alternatives, set priorities, manage projects and implement high quality solutions.Proficient in MS Word, Excel, and PowerPoint; experience working with nCino banking system and/or Salesforce a plus.Possess strong communication skills both verbally and in writing.Physical Demands/Work Environment:Usual office environment with frequent sitting, walking, and standing, and occasional climbing, stooping, kneeling, crouching, crawling, and balancing. Frequent use of eye, hand, and finger coordination enabling the use of office equipment. Oral and auditory capacity enabling interpersonal communication as well as communication through automated devices.At Byline Bank, we value work-life flexibility and support a hybrid work environment for this position. This role allows for a combination of remote and in-office work, with occasional visits to the office based on business needs. Specific in-office days may vary and will be discussed during the interview process.Compensation & Benefits:Byline Bank offers competitive industry rate salary bands with the goal of retaining and growing talented individuals. We regularly review and adjust our compensation structure as needed to ensure equity across teams and levels.The salary range for this position is between $95,000 to $130,000In addition, Byline provides benefits including medical coverage, dental, vision, disability, 401k, paid time off and much more Depending on the specific role, compensation may also include discretionary bonuses and other benefit programs. The actual compensation package may vary based on factors such as skill set, experience level, and candidate's location.Additional Information:Byline Bank is an Equal Opportunity Employment / Affirmative Action employer dedicated to providing an inclusive workplace where the unique differences of our employees are welcomed, respected, and valued. We are committed to the principle of equal employment opportunity for all employees and to providing employees with a work environment free of discrimination and harassment. All employment decisions at Byline Bank are based on business needs, job requirements and individual qualifications, without regard to race, color, religion or belief, national, social or ethnic origin, sex (including pregnancy), age, physical, mental or sensory disability, HIV Status, sexual orientation, gender identity and/or expression, marital, civil union or domestic partnership status, past or present military service, protected veteran status, family medical history or genetic information, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. Byline Bank will not tolerate discrimination or harassment based on any of these characteristics.Byline Bank is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance or accommodations due to a disability, please contact us directly at 773-475-2900, Option #2.If applying within the US, this role is not eligible for visa sponsorship now or in the future.Note to Recruitment Agencies and Third-Party Recruiters:Byline Bank kindly requests that third-party recruiters, staffing agencies, and recruitment firms refrain from submitting resumes or candidate profiles without a prior agreement in place. Any unsolicited submissions will be considered property of Byline Bank, and no fees will be paid for placements resulting from such submissions. We appreciate your understanding and cooperation.