Risk Management

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.As a Vice President within Card Installment, you will have direct ownership and accountability for a defined set of portfolio risk strategies focused on managing credit losses and driving profitability. In this role, you will lead the development and optimization of portfolio strategies for products such as Chase Pay Over Time, My Chase Loan, and other innovative lending initiatives. This includes oversight of eligibility rules, strategy segmentations, and financial assessment. You will leverage data-driven segmentation, targeting, and performance analysis to enhance decision profitability. This position offers significant cross-functional exposure, collaborating closely with product design, marketing, finance, and other teams to build new programs from the ground up. As part of the broader Card Portfolio Credit Risk Team, you will play a key role in shaping the future of our lending products.Job Responsibilities:Have direct ownership and accountability of initiatives for various lending offers including Chase Pay Over Time After Checkout, Chase Pay Over Time at Point of Sale with various co-branded partners, My Chase Loan and other new lending initiatives that are in the pipeline. Implement changes to the strategy with multiple business partners, and communicate performance and future expectations to multiple levelsDevelop and apply mathematical or statistical theory using analytic tools (SAS, SQL to collect, organize, interpret, and summarize numerical data sets from multiple sources to develop the best in class risk strategy. Candidate must have excellent SAS/SQL skillsRecognize opportunities and enhancements to existing strategies to improve overall financial performance, customer experience and execution qualityDesign, implement, track, and report on new strategies in a Test vs. Control environment. Follow a disciplined analysis approach to ensure recommendations taken to Senior Management result in correct decisionsEffectively develop and communicate creative solutions to business unit managementWork with execution team to implement, validate, and monitor the strategy quality and its performance; ensure robust control and governance to manage operational riskHelp spearhead best in class documentation and audit controls surrounding portfolio lending strategiesDevelop and maintain comprehensive controls to ensure processes are executing as designed and perform root cause analysis on trends against these strategies and processes. Where issues arise, must be able to recommend and implement appropriate resolutionsAct as a leader and mentor to junior analysts to understand data and find innovative solutions to complex business problemsRequired qualifications, capabilities, and skills:6+ years of risk management or financial services experienceStrong written and verbal communication skills, including ability to present findings to Senior ManagementExperience partnering across different functions and possess independent decision-making skillsSAS, SQL, and statistical analysis experienceResult oriented with high attention to detail and ability to lead projectsFlexible and able to handle multiple tasks in a fast-paced changing environmentKnowledge of financial procedures & principles and strong understanding of consumer lending Proven innovative thinker with high degree of creativity and possess disciplined analytic and problem-solving skills Bachelor’s degree in a relevant discipline like Statistics, Economics, or FinancePreferred qualifications, capabilities, and skills:Related quantitative discipline preferredAdvanced degree in Mathematics, Statistics, Economics, Finance To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).