Risk Management

Job Description

Bring your expertise to JPMorgan Chase.  As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As an Senior Associate within the Prescreen Acquisitions team, you will play a pivotal role in identifying, assessing, and mitigating risks to ensure we operate within established risk parameters and achieve long-term performance goals for Chase Card Services. This position requires cross-functional collaboration, working closely with product, marketing, technology, and other teams. We are looking for someone who will bring energy, curiosity, a willingness to learn, and a desire to do the right thing. As part of the broader Card Acquisition Credit Risk Team, you will play a key role in shaping the future of our lending products.

Job Responsibilities:

• Develop and implement end-to-end Risk Criteria for Acquisition channels
• Lead comprehensive analytics to measure and challenge key strategic business initiatives and be able to independently generate solutions
• Provide thought leadership and lead initiatives end to end, including defining problem statements, identifying risks and opportunities, securing stakeholder buy-in, and bringing ideas to life
• Work independently and in teams to identify and assess performance trends, utilizing both statistical and data mining tools and quantitative methodologies
• Conduct root cause analysis to provide clear, actionable recommendations to leadership and various stakeholders
• Prepare and present detailed risk monitoring reports to senior management and stakeholders, ensuring clear communication of findings
• Support the development and maintenance of the company's risk management framework, ensuring compliance with regulatory requirements
• Monitor internal and external behavioral data along with public information on industry trends, regulatory changes, and credit risk management best practices to continuously improve risk management processes
• Follow a disciplined analysis approach to ensure recommendations taken to leadership and stakeholders result in correct decisions

Required qualifications, capabilities, and skills:

• 3+ years of risk management or financial services experience
• Ability to translate complex analysis into practical solutions and create concise presentations with sound business conclusions 
• Possess the drive to succeed, be results oriented, have high attention to detail, and independently make decisions
• Previous experience with either SAS, SQL, Python, or Tableau analytic tools (other coding languages would be considered)
• Experience partnering across different functions and possess independent decision-making skills
• Result oriented with high attention to detail and ability to lead projects
• Flexible and able to handle multiple tasks in a fast-paced changing environment
• Knowledge of financial procedures & principles and strong understanding of consumer lending 
• Bachelor's degree in a relevant discipline like Statistics, Economics, or Finance

Preferred qualifications, capabilities, and skills:

• Related quantitative discipline preferred
• Advanced degree in Mathematics, Statistics, Economics, Finance 

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).