Consumer Lending Governance Analyst I
3 weeks ago
The Governance Lending Analyst I plays a critical role in the management of Risk as the First Line of Defense (FLOD). The Lending Governance Analyst I performs functions in each of the Risk Management lifecycle steps of Planning, Identifying, Assessing, Mitigating, Monitoring and Reporting. The ownership of the risk and the ultimate accountability for the risk is within the FLOD.
Identification, understanding and articulating the risk while collaborating with the Lending Governance Lead for guidance and expertise is critical to the success of the Lending Governance Analyst I. Adherence to enterprise-wide standards, tools and processes are required including maintaining procedures in alignment with frameworks and policies.
The Governance Lending Analyst I aligns activities and business objectives with Comerica's established risk appetite. This includes enterprise-wide taxonomies and inventories.
Position Responsibilities
Risk Identification from all sources
Identifies risks in formal process (RCSA) and on an ongoing basis in the normal course of business.
Monitors the internal and external environment to identify changes in existing risks or new/emerging risks.
Sources and performs key analysis to support objective inherent risk ratings.
Updates and refines outputs based on feedback.
Mitigation, Controls, and Issue Management
Understands how to drive timely resolution of self, second line, audit and regulatory-identified issues.
Collaborates with Data Governance Lead to identify and execute the appropriate risk management and remediation strategy.
Mitigates risk by designing and implementing a suite of controls within business processes.
Explains and documents critical business processes.
Develops procedures to document/systematize controls.
Monitors performance of controls and addresses deficiencies
Develops, implements, and reports on action plans for identified issues; leverages results from monitoring processes to self-identify issues and initiate remediation.
Monitoring, Quality Assurance and Metrics.
Collaborates with BRCO and 2LOD to institute monitoring and develops procedures on response to monitoring results.
Develops and implements quality assurance procedures, determining appropriate quality targets to drive business objectives while mitigating risk; builds into key business processes.
Provides information and data to BRCO and 2LOD to facilitate testing and validation activities; remediates control deficiencies/failures identified in testing.
Identifies data sources to operationalize proposed KRIs.
Reporting
Collaborates with Lending Governance Lead to determine the appropriate frequency and granularity of risk reporting.
Develops and implements reporting procedures, produces, and distributes risk reports and prepares custom reporting as needed.
Additional Risk Activities
Support exam related activities.
Collaborate with Retail Banking Services Supplier Management for third party risk.
Support Lending Transformation team in change initiatives.
Other duties as assigned.
Position Qualifications
Bachelor's degree from an accredited university or in Lieu of Bachelor degree, High School Diploma or GED and 4 years of Risk Management or other related experience in the Financial Services Industry
3 years Risk Management, Compliance, Audit or related field
2 years Familiarity with concepts, frameworks and policies in risk management, controls and compliance
2 years Ability to perform risk identification and assessments using enterprise frameworks/policies
1 year Ability to design, implement and monitor an effective control environment
1 year Ability to conduct root cause analysis and drive timeline and effective resolution of self-, 2LOD- audit-, and regulator-identified issues
Work Best Category:
Category C - Days in the office will either be designated days or will vary week to week from 2-5 days
Hours:
8:00am - 5:00pm Monday - Friday
Salary:
To Be Determined Based on Individual Experience
-
Consumer Loan Front End Analyst
3 weeks ago
Farmington Hills, United States comerica Full timeConsumer Loan Front End AnalystThe Front-End Analyst is responsible for having knowledge of the process for Consumer Lending products which includes credit, compliance, title searches, appraisals and various terms and conditions associated with Consumer Lending. They are responsible for application validation and quality to confirm Comerica policies and...
-
Director of Residential
3 weeks ago
Farmington, United States Franklin Savings Bank Full timeFranklin Savings Bank is seeking a Director of Residential/Consumer Lending to join its talented team to deliver responsible, secure, high quality financial products.This is an exciting opportunity for a candidate with strong experience in Residential & Consumer Lending motivated to lead the department’s overall strategy to develop new loan business and...
-
Director of Residential
2 months ago
Farmington, United States Franklin Savings Bank Full timeFranklin Savings Bank is seeking a Director of Residential/Consumer Lending to join its talented team to deliver responsible, secure, high quality financial products.Considering applying for this job Do not delay, scroll down and make your application as soon as possible to avoid missing out.This is an exciting opportunity for a candidate with strong...
-
Credit Officer I
4 weeks ago
Beverly Hills, California, United States City National Bank Full timeJob SummaryCity National Bank is seeking a Credit Officer I - Entertainment Lending Specialist to join our team. As a key member of our cash flow lending/leveraged finance group, you will provide credit and loan underwriting expertise to our Entertainment line of business.Key ResponsibilitiesParticipate in the loan management process by analyzing prospective...
-
Risk Governance Reporting Analyst
3 weeks ago
Farmington Hills, United States comerica Full timeRisk Governance Reporting AnalystSeeking a professional to perform operational risk and third-party risk management reporting and analysis to improve effectiveness and efficiency. This Analyst will assume responsibility for creating reports for varying levels of the Bank in a timely and accurate manner as well as analyzing the data for trends indicating...
-
Mortgage Lending Professional
4 weeks ago
Kew Gardens Hills, New York, United States Citigroup Inc Full timeAbout the RoleCitigroup Inc. is seeking a highly skilled Mortgage Lending Officer to join our team. As a Mortgage Lending Officer, you will be responsible for originating high-quality residential real estate loans for clients.Key ResponsibilitiesConsult with customers to understand their financial situation, goals, and lending needs.Analyze financial...
-
Consumer Lending Sales Specialist
2 weeks ago
Farmington, United States Advance America Full timeAddress: 671 W. Karsch Rd., Farmington, Missouri, United States - 63640Bi-Lingual Spanish is a plus!!Since 1997, Advance America has helped millions of hardworking people with a variety of personalized financial solutions. We are a nationally recognized, fully licensed financial services company with over 800 locations and online lending services.We are...
-
Senior Credit Analyst
4 weeks ago
Beverly Hills, California, United States Western Alliance Bank Full timeJob Title: Senior Credit Analyst - Technology Lending Specialist Location: Beverly Hills Job Summary: The Senior Credit Analyst - Technology Lending Specialist is responsible for managing and maintaining financial background information on present and prospective technology customers. This role assists with underwriting analysis for Relationship Managers and...
-
Consumer Loan Specialist
4 weeks ago
Hills, Iowa, United States Hills Bank Full timeJob DescriptionAt Hills Bank, we are seeking a highly skilled Consumer Loan Specialist to join our team. This role is responsible for providing assistance with consumer lending functions, including loan processing, underwriting, and training.Key Responsibilities:Process home equity loans, HELOCs, and other consumer loans.Underwrite loan and credit card...
-
Senior Credit Analyst
4 weeks ago
Beverly Hills, California, United States Western Alliance Bank Full timeSenior Credit Analyst - Technology Lending Job DescriptionJob Summary:We are seeking a highly skilled Senior Credit Analyst to join our Technology Banking team. As a Senior Credit Analyst, you will be responsible for analyzing financial data, managing credit risk, and providing recommendations to our Relationship Managers.Key Responsibilities:- Analyze...
-
Risk Governance Reporting Analyst
3 weeks ago
Farmington, United States Comerica Full timeRisk Governance Reporting AnalystIs this the next step in your career Find out if you are the right candidate by reading through the complete overview below. Seeking a professional to perform operational risk and third-party risk management reporting and analysis to improve effectiveness and efficiency. This Analyst will assume responsibility for creating...
-
Consumer Loan Specialist
3 weeks ago
Hills, Iowa, United States Hills Bank Full timeJob SummaryAs a Consumer Loan Specialist at Hills Bank, you will play a critical role in supporting the consumer lending function through loan processing, underwriting, and training. This position requires strong analytical and communication skills, as well as the ability to work effectively in a team environment.Key Responsibilities• Provides guidance and...
-
Risk Governance Reporting Analyst
2 months ago
Farmington, United States Comerica Full timeRisk Governance Reporting AnalystIs this the next step in your career Find out if you are the right candidate by reading through the complete overview below.Seeking a professional to perform operational risk and third-party risk management reporting and analysis to improve effectiveness and efficiency. This Analyst will assume responsibility for creating...
-
Commercial Lending Manager
1 week ago
Auburn Hills, Michigan, United States CB&S Bank Full timeJob Summary: We are seeking a highly skilled Commercial Relationship Manager to join our team at CB&S Bank.Main Responsibilities:Manage and develop commercial loan accounts to meet established lending requirements while maximizing profitability and minimizing risk.Contribute to the growth and profitability of the bank through commercial relationships.Work...
-
Senior Lending Officer
4 weeks ago
Spring Hills, Texas, United States THIRD COAST BANK Full timeJob SummaryThe Senior Lending Officer will be responsible for soliciting, negotiating, and underwriting complex consumer and commercial loans, while developing business checking and deposit relationships with customers. This role requires excellent decision-making skills, strong communication abilities, and a deep understanding of lending and operations...
-
Underwriter III
1 week ago
Farmington Hills, United States comerica Full timeConsumer Loan Underwriter III - FLOUnderwrite loan requests for all consumer/mortgage products in all footprint states with loan decisions made within assigned lending authority.Position Responsibilities:Expert knowledge in the review and validation of application data and background in fraud detection techniques.Review and research data provided by credit...
-
Data Governance Specialist
4 weeks ago
Auburn Hills, Michigan, United States Saxon Global Full timeData Governance Role at Saxon GlobalThe Business Analyst will partner with Data Stewards and Information Architects in support of Data Governance and Data Quality Management activities for the Chief Data & Analytics Office.This person will collaborate with business and technical stakeholders to query/research data sources, and analyze data for various...
-
Treasury Analyst
3 weeks ago
Farmington, United States Robert Half Full timeJob DescriptionJob DescriptionWe are inviting applications for the role of a Treasury Analyst in the manufacturing industry, based in Farmington, Connecticut. This role offers a long-term contract employment opportunity and involves supporting the Treasury Center team along with other teams. As a Treasury Analyst, you will be engaged with intercompany loan...
-
Treasury Analyst
3 weeks ago
Farmington, United States Robert Half Full timeJob DescriptionJob DescriptionWe are inviting applications for the role of a Treasury Analyst in the manufacturing industry, based in Farmington, Connecticut. This role offers a long-term contract employment opportunity and involves supporting the Treasury Center team along with other teams. As a Treasury Analyst, you will be engaged with intercompany loan...
-
Risk Governance Reporting Analyst
3 months ago
Farmington, MI, United States comerica Full timeRisk Governance Reporting AnalystSeeking a professional to perform operational risk and third-party risk management reporting and analysis to improve effectiveness and efficiency. This Analyst will assume responsibility for creating reports for varying levels of the Bank in a timely and accurate manner as well as analyzing the data for trends indicating...