Commercial Loan Officer I
4 weeks ago
PointBank is a locally-owned community bank serving Denton County, Texas, with a rich history dating back over 135 years. We have nine branches conveniently located throughout the county, providing a wide range of banking services to our customers.
Job SummaryWe are seeking a highly skilled Commercial Loan Officer I to join our team. The successful candidate will be responsible for growing our commercial loan portfolio, servicing existing customers, and promoting PointBank's services to new and existing customers.
Key Responsibilities- Grow the bank's commercial loan portfolio to meet bank goals and objectives.
- Service existing customers within the commercial loan portfolio.
- Target, solicit, and secure commercial loan deals outside of PointBank premises to meet personal production and overall bank goals.
- Obtain all required documentation from customers and perform all credit and underwriting analysis needed to prepare a complete loan request package and/or presentation in accordance with bank policies, procedures, and regulations.
- Approve loans within loan policy guidelines and up to amounts allowed in lending authority limits.
- Ensure that approved loans are processed, closed, and funded in an expeditious manner.
- Service existing portfolio, monitor loans to ensure proper risk rating, and identify any potential problems.
- Monitor loan maturity report and prepare renewals if needed.
- Monitor past-due loan report and call customers for payment.
- Monitor loan ticklers/exceptions reports and make contact with customers for the collection of new/current financial information.
- Verify loan agreements are complete and accurate according to policy.
- Daily review, approval, and disposition of commercial overdrafts within authority limits.
- Assist Branch Personnel with the lending needs of consumer customers.
- Promote a positive image for PointBank and its employees in the community.
- Bachelor's degree in area of specialty and/or 3+ years of experience in the field or in a related area.
- Excellent communication and interpersonal skills.
- Ability to work in a fast-paced environment and meet deadlines.
- Strong analytical and problem-solving skills.
- Ability to work independently and as part of a team.
The Commercial Loan Officer I will work in a fast-paced environment, interacting with customers, colleagues, and management. The position requires frequent travel to visit customers and potential customers outside of the bank, as well as attending required bank meetings and training sessions.
PointBank is an Equal Opportunity Employer and welcomes applications from diverse candidates. If you are an individual with a disability and would like to request a reasonable accommodation as part of the employment selection process, please contact Recruiter at PointBank.
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