Bilingual Underwriting Director

2 weeks ago


Middleton, Wisconsin, United States Hy Cite Full time
Job Title: Bilingual Underwriting Manager

Hy Cite Enterprises, LLC, is a national leader and innovator in direct sales and marketing channels. With over 50 years of growth and success, we have operations in 7 countries.

We are seeking a highly skilled Bilingual Underwriting Manager to join our team in Middleton, WI. As a key member of our underwriting team, you will play a critical role in assessing, analyzing, and approving credit applications in accordance with established policies, procedures, and regulatory guidelines.

Key Responsibilities:
  • Lead and manage the underwriting team to ensure effective credit risk assessment and decision-making.
  • Establish and maintain underwriting guidelines, policies, and procedures to ensure consistent and compliant underwriting practices.
  • Collaborate with cross-functional teams, including sales, operations, and compliance, to streamline underwriting processes and ensure efficient workflow.
  • Review and assess credit applications, including financial statements, credit reports, and other relevant documentation, to make informed lending decisions.
  • Monitor underwriting criteria as needed to manage risk effectively.
  • Train and develop underwriting staff, ensuring they are well-equipped to make sound credit decisions.
  • Provide guidance and support for complex or escalated underwriting cases.
  • Develop and maintain strong relationships with internal and external stakeholders, including Distributors, regulatory bodies, and credit reporting agencies.
  • Generate reports and present key performance indicators to senior management.
Requirements:
  • Bachelor's degree from an accredited 4-year University.
  • Bilingual in English and Spanish at a professional level or higher (reading, writing, & speaking)
  • Excellent leadership and communication skills.
  • Analytical mindset and ability to make data-driven decisions.
  • Proficiency in using underwriting software and tools.
  • In-depth knowledge of international credit regulations and best practices.
  • Exceptional problem-solving abilities and attention to detail.

We offer a fantastic culture and diverse environment, along with great benefits, including:

  • Medical, Dental, and Vision Plans
  • In-house Wellness Program
  • Profit Sharing Bonus Program
  • Generous 401(k) Match
  • Life Insurance
  • Short Term Disability
  • Long Term Disability
  • PTO
  • Sick Days

We are an equal opportunity employer and welcome applications from diverse candidates.



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