Bilingual Underwriting Manager

Hy Cite Enterprises, LLC, is a national leader and innovator in direct sales and marketing channels. With over 50 years of growth and success, we have operations in 7 countries.

Our people are our greatest asset, and we recognize that each employee brings a unique set of experiences, cultural background, and thinking style that contributes to the richness of our team. This belief has allowed us to develop a diverse workforce to serve better and understand the needs of our distributors and customers.

We are seeking a Bilingual Underwriting Manager for our Middleton, Wi office.

The Underwriting Manager will play a critical role in assessing, analyzing, and approving credit applications in accordance with established policies, procedures, and regulatory guidelines.

RESPONSIBILITIES

• Lead and manage the underwriting team to ensure effective credit risk assessment and decision-making.
• Establish and maintain underwriting guidelines, policies, and procedures to ensure consistent and compliant underwriting practices.
• Collaborate with cross-functional teams, including sales, operations, and compliance, to streamline underwriting processes and ensure efficient workflow.
• Review and assess credit applications, including financial statements, credit reports, and other relevant documentation, to make informed lending decisions.
• Monitor underwriting criteria as needed to manage risk effectively.
• Train and develop underwriting staff, ensuring they are well-equipped to make sound credit decisions.
• Provide guidance and support for complex or escalated underwriting cases.
• Develop and maintain strong relationships with internal and external stakeholders, including Distributors, regulatory bodies, and credit reporting agencies.
• Generate reports and present key performance indicators to senior management.
• Understands and adheres to legal/compliance standards included in corporate policies and accepts ownership for accomplishing existing tasks that fulfill legal/compliance requirements. Reports compliance violations when identified.

REQUIREMENTS

• Bachelor’s degree from an accredited 4 year University.
• Bilingual in English and Spanish at a professional level or higher (reading, writing, & speaking)
• Excellent leadership and communication skills.
• Analytical mindset and ability to make data-driven decisions.
• Proficiency in using underwriting software and tools.
• In-depth knowledge of international credit regulations and best practices.
• Exceptional problem-solving abilities and attention to detail.

We offer a fantastic culture and diverse environment and great Benefits such as:

• Medical, Dental, and Vision Plans
• In-house Wellness Program
• Profit Sharing Bonus Program
• Generous 401(k) Match
• Life Insurance
• Short Term Disability
• Long Term Disability
• PTO
• Sick Days

And so much more

Applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.