Senior Financial Services Specialist

5 days ago


Sugar Land, United States Optimal Staffing Full time
Company Overview
We are an established bank with twelve full-service branches along with two loan production offices primarily situated in southeast Texas. Our vision for growth is cemented in staying true to our roots while continuing to add highly motivated, qualified individuals to our already talented team.

Salary Information
The estimated salary for this position is $80,000 - $120,000 per year, depending on experience.

Job Description
As a Loan and Business Development Officer at Optimal Staffing, your primary role will be growing and retaining profitable relationships by providing mutually beneficial solutions to the Bank and its customers. As a representative of the Bank, this individual will also be expected to attend civic and community events to promote and support local businesses.

Duties and Responsibilities:
  • Assists potential borrowers with completion of initial loan applications; reviews submitted applications for accuracy and completion, requesting additional information or detail as needed.
  • Verifies information and financial history provided; acquires borrowers credit reports from major credit reporting bureau(s).
  • Submits application to credit analysts or, when appropriate, examines application and creditworthiness of potential borrower; determines or makes recommendations regarding approval or denial/modification of requested loan.
  • Approves or, when outside pre-approved lending limits, refers loans to management for analysis and approval.
  • Ensures loan agreements are completed according to policy; calculates and explains payment schedules.
  • Explains different lending and credit options and cross-sell bank products to potential and current clients.
  • Maintains credit and lending records and files.
  • Maintains a robust referral network in the local banking community with builders, real estate agents, and other related businesses.

Requirements
Bachelor's Degree from an accredited university preferred. 3+ years with education or 7+ years with requisite experience.

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