Senior Credit Analyst

4 weeks ago


Saddle Brook, New Jersey, United States NEC Financial Services, LLC Full time
Job Summary

As a Senior Credit Analyst at NEC Financial Services, LLC, you will be responsible for processing transactions, entering and analyzing credit applications, researching databases, and making decisions on business financing transactions within your credit authority. You will use spreadsheets and software for data analysis, identify trends, develop processes, and write reports. Based on your findings, you will approve or reject credit lines and transactions. Authority levels may vary among employees in this position. The job also involves calling customers to collect overdue accounts, focusing on timely credit transaction origination.

Key Responsibilities:

  • Handles credit application entries and performs preliminary analysis and evaluation of customers' financial conditions for assessing risk and setting appropriate credit limits.
  • Collaborates with sales support, customer service, and accounts receivable to reconcile accounts.
  • Prepares recommendations and makes credit approval decisions for business customers.
  • Ensures credit decisions adhere to policy guidelines.

Requirements:

  • Bachelor's degree in accounting and finance or acceptable relevant job experience.
  • Strong verbal, writing, and math skills, working knowledge of Microsoft Office Suite.
  • Computer programming skills such as SQL, InfoLease, Tvalue, or other a plus.

We are dedicated to building a diverse, inclusive, and authentic workplace. We offer several volunteering experiences throughout the year for our employees to participate in as we focus on the importance of giving back to the community.

We provide equal opportunities to all employees and applicants for employment without regard to race, color, religion, national origin, sex, sexual orientation, age, marital status, disability, genetic characteristics, height, weight, arrest record pertaining to misdemeanors or status as a Vietnam era or special disabled veteran, or any other class protected by applicable federal, state, or local laws.


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