Senior Credit Analyst
3 days ago
At Citizens Business Bank, we are seeking a highly skilled Credit Officer III to join our team. This role is responsible for providing accurate and concise credit analysis and recommendations to support business growth and risk management.
Key Responsibilities:
- Conduct thorough credit analysis and evaluation of financial statements, tax returns, and cash flow analysis for businesses and individuals.
- Develop and present clear and concise credit reports to support lending decisions.
- Collaborate with credit management division and branch personnel to discuss credit requests and provide recommendations.
- Assist and train junior credit officers to improve their understanding of credit analysis and skills.
Requirements:
- Bachelor's degree in a related field and a minimum of 10 years of related experience, or equivalent combination of education and experience.
- Master's degree preferred.
- Strong analytical and problem-solving skills, with ability to interpret financial data and make sound recommendations.
- Excellent communication and presentation skills, with ability to effectively present information to senior management and clients.
Working Conditions:
The Credit Officer III will work in a fast-paced environment, with moderate noise levels. The role requires regular sitting and talking, with occasional walking and reaching. The associate must occasionally lift and/or move up to 10 pounds.
Salary Range: $104,061.00 to $150,888.00 Annually, 40 hours per week.
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