Financial Service Representative

2 weeks ago


Hoyt Lakes, Minnesota, United States NorthRidge Community Credit Union Full time

Key Responsibilities:

We are seeking a highly skilled Financial Service Representative to join our team at NorthRidge Community Credit Union. As a Financial Service Representative, you will be responsible for interviewing and reviewing applications for consumer loan business, advising on loan options and requirements, and analyzing financial condition to assess the degree of risk and the member's ability to repay the loan.

Essential Functions & Responsibilities:

  • Interviews and reviews applications for consumer loan business.
  • Advises on loan options and requirements.
  • Analyzes financial condition to include credit history, credit score, collateral and other financial information to assess the degree of risk and the member's ability to repay the loan.
  • Makes decisions within loan approval authority or forwards the loan request to higher levels for decision.
  • Completes or directs completion of all loan documents.
  • Ensures documentation is complete and accurate.
  • Completes required reports and records.
  • Meets with member to explain terms and conditions and close the loan.
  • Stays informed of new types of loans, lending trends, and all other financial services and products to better meet members' needs.

Core Values:

We serve our members and team members by exhibiting behaviors that reflect our Core Values:

  • Relationships: We care about you.
  • Integrity: Do what's right.
  • Advocacy: We work on your behalf.


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