Subprime Finance Manager

3 days ago


Owings Mills, Maryland, United States Antwerpen Automotive Full time
Job Title: Subprime Finance Manager

We are seeking a highly skilled Subprime Finance Manager to join our team at Antwerpen Nissan in Owings Mills, MD. As a key member of our sales team, you will be responsible for managing and facilitating financing solutions for customers with less-than-perfect credit.

Key Responsibilities:
  • Offer vehicle financing and insurance options to customers
  • Provide customers with a thorough explanation of aftermarket products and extended warranties
  • Seek new lending institutions and maintain good working relationships with lenders
  • Secure competitive interest rates and a variety of financing programs
  • Acquire approvals from subprime lenders
  • Maintain relationships with subprime banks and representatives
  • Process financing and leasing deals accurately
  • Secure funding approval through a variety of financial sources
  • Understand and comply with federal, state, and local regulations that affect the new and used-vehicle industries
  • Ensure all new sales are referred to the F&I department
  • Train the sales team on financing and leasing programs
  • Train the sales team on the benefits of the dealership's financing and extended service programs
Requirements:
  • Knowledge of all relevant laws and regulations pertaining to automotive finance
  • Strong understanding of subprime lending processes, credit scoring, and automotive financing options
  • Excellent communication and negotiation skills
  • Familiarity with dealership CRM systems and financial software
  • Strong attention to detail and the ability to manage multiple tasks simultaneously
  • Proven track record of job stability and performance
  • Professional demeanor
  • Willing to learn and adapt to new procedures
  • Excited to work as part of a team with a common goal
  • F&I certification (preferred)
  • Integrity, a positive attitude, and a strong work ethic (required)
  • Prior experience as an F&I Manager in the automotive industry (required)
Benefits:
  • Our programs aim to enhance your work-life balance
  • Sales Recognition Program
  • Start earning Paid Time Off (PTO) on your first day of employment
  • 401(K)
  • Excellent Health, Vision, and Dental Insurance

We are an equal opportunity employer, committed to diversity and inclusion in the workplace. If you meet the qualifications and are ready to take on a leadership role in the automotive sales industry, we invite you to apply. Please submit your resume and be ready to explain why you're the right fit for this position.



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