Commercial Credit Risk Analyst

1 week ago


Charlotte, North Carolina, United States First National Bank of Pennsylvania Full time
Job Title: Commercial Credit Underwriter

We are seeking a highly skilled Commercial Credit Underwriter to join our team at First National Bank of Pennsylvania. As a Commercial Credit Underwriter, you will be responsible for analyzing the creditworthiness of borrowers, identifying key credit issues, and preparing full written analysis according to established policies and procedures.

Key Responsibilities:
  • Analyze financial statements, industry trends, and economic conditions to determine creditworthiness.
  • Prepare cash flow and global cash flow analysis to aid in credit decision-making.
  • Utilize Baker Hill software to spread financial statements and analyze creditworthiness.
  • Research industry trends, economic conditions, and borrower information to provide high-quality lending decisions.
  • Develop and maintain knowledge of banking matters, compliance, credit analysis, and policies and procedures.
  • Act as a leader on complex transactions, demonstrating excellent communication skills and problem-solving abilities.
Requirements:
  • BA or BS degree in a related field.
  • 5+ years of job-related experience.
  • Excellent project management, communication, organizational, and analytical skills.
  • Ability to use a personal computer and job-related software.
  • Knowledge of accounting, tax laws, bank policies, procedures, and government regulations.
What We Offer:

We offer a comprehensive benefits package, including medical, dental, vision, life insurance, flexible spending accounts, health savings account, 401(k), paid time off, and paid holidays. We are committed to providing a discrimination and harassment-free workplace.



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