Senior Credit Risk Manager, RBC Capital Markets

2 days ago


New York, New York, United States RBC Capital Markets, LLC Full time
Job Summary

Evaluate commercial loan requests by reviewing applicants' credit histories and analyzing financial statements to approve or deny loan applications.

Key Responsibilities
  • Review credit history, profitability, and liquidity of clients to assess risk level involved in credit extension or money lending.
  • Consult with customers to verify financial and credit transactions; respond to customer inquiries and resolve customer complaints.
  • Analyze financial data to determine customers' financial status and expected profitability of commercial loans; recommend approval or denial of loan applications.
  • Develop complex financial models (including income, balance sheet, and cash flow statements, breakeven analysis, and multivariable sensitivity testing).
  • Actively follow business and financial performance through continuous monitoring of financial and industry information, regulatory events, external rating agency movements, and other early warning signals.
Requirements
  • Bachelor's degree required.
  • 5-8 years of related work experience, including experience working in group risk management or a corporate banking function of a major investment bank.
  • Two years of experience developing financial models, performing credit risk analysis, and working with Capital Markets division of a Global bank.
  • Ability to prepare, write clear and concise reports in a timely fashion, documenting applicable business requirements and regulatory concerns.
  • Strong communication (written and verbal) and interpersonal skills.


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