Senior Portfolio Manager

2 weeks ago


Rockville, Maryland, United States M&T Bank Full time
Job Summary

We are seeking a highly skilled Commercial Credit Senior Portfolio Manager I to join our team at M&T Bank. As a key member of our Commercial Credit Portfolio Management Department, you will be responsible for monitoring and assessing the credit risks of larger, more complex commercial loan portfolios and higher dollar loans.

Key Responsibilities
  • Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities, enabling the timely identification of emerging credit risk.
  • Review all pertinent credit and financial information, including financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research, and peer data.
  • Determine the need for more thorough investigation or additional information.
  • Analyze financial information and related materials, and complete ongoing credit monitoring for the Bank's commercial transactions.
  • Risk assessment of customers is on an ongoing basis, with a focus on identifying emerging risks or material changes in customers' financial position.
  • Liaison between Commercial Banking Relationship Managers and the Underwriting Team for facilitating credit needs of customers.
  • Prepare financial models designed to sensitize various conditions impacting the proposed transaction.
  • Monitor credit performance of customer portfolios and escalate or remediate, as appropriate.
Requirements
  • Bachelor's degree in Accounting, Finance, Economics, or related discipline.
  • 5 years' experience in commercial credit, public accounting, financial statement preparation/analysis, or other financial analysis.
  • Excellent verbal and written communication skills.
  • Excellent analytical ability.
What We Offer

We offer a competitive salary range of $98,000 to $164,534 per year, depending on experience. We are an Equal Opportunity Employer and welcome diverse candidates to apply.



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