Senior Credit Administrator

4 weeks ago


Vancouver, Washington, United States RIVERVIEW Full time
Job Summary

This role oversees the credit administration and loan quality functions of Riverview Bank's entire loan portfolio and the loan origination process. The successful candidate will direct credit administration operations, including loan and lending practices, construction monitoring, appraisal management, credit standard maintenance, and special project management.

Key Responsibilities
  • Provide technical advice and review mortgage, consumer, and commercial loan portfolios for quality, accuracy, regulatory compliance, and credit worthiness.
  • Direct credit administration operations, including loan and lending practices, construction monitoring, appraisal management, credit standard maintenance, and special project management.
  • Responsible for overseeing and improving internal and external Loan Examinations, Internal Asset Review, Loan Grading Process, and all lending support programs.
  • Review and approve loans within prescribed limits and assist in the review and processing of loans over prescribed limits as warranted.
  • Supervise the loan examination function and monitor the accounts receivable auditing program to ensure timely completion of audits.
Requirements
  • Bachelor's degree and seven to ten years of experience with progressively greater responsibilities in a consumer-lending environment.
  • Thorough understanding of loan documentation criteria and Riverview services, products, policies, and procedures, as well as overall business objectives for the Commercial Lending, Consumer Lending, and Loan Servicing Departments.
  • Extensive knowledge of collections, workout, and loan review procedures and related areas.
  • Good managerial, communication, and public relations skills.
Working Conditions

The employee is regularly required to effectively communicate via phone/video, messaging, and email. The employee is required to use computer and office equipment such as a computer, printer, copier, as well as computer software such as Microsoft Office. The employee may frequently be required to occupy a workstation for long periods of time.



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