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Credit Risk Analyst
1 month ago
We are seeking a highly skilled Credit Analyst to join our team at Bank of George. As a Credit Analyst, you will play a critical role in supporting our lending activities by analyzing credit information, underwriting loans, and promoting business growth.
Key Responsibilities- Analyze credit information and underwriting on current and potential borrowers to determine creditworthiness.
- Assist Business Relationship Officers in gathering data from customers, internal and outside sources, and preparing financial information.
- Order credit reports, research credit inquiries and UCC filings, and ensure collateral positioning is achieved.
- Perform asset verification, research assessor records, and complete Credit Approval Memorandums for review and approval.
- Develop knowledge of financial industry trends, economy, market conditions, rates, vendors, and competition.
- Communicate with borrowers to follow-up on financial packages and provide exceptional customer service.
- Other duties as assigned.
- Bachelor's degree from a 4-year college or university; and 2 years of related experience and/or training; or the equivalent combination of education and experience.
- Advanced knowledge of lending products and services, related state and federal laws and regulations, and other related policies and procedures.
- Excellent organizational and time management skills, with the ability to work with minimal supervision.
- Advanced skills in computer terminal and personal computer operation, mainframe computer system, word processing and spreadsheet software programs.
- Exceptional verbal, written, and interpersonal communication skills.
Bank of George is a community bank that has been serving the needs of small and medium-sized businesses, high net worth individuals, professionals, and investors since 2007. We offer a full complement of consumer deposit products and are focused on delivering a premium level of service. Our FinTech Gaming Division is powering Sightline Payments Play+ Solution, enabling cashless, mobile commerce solutions for gaming, lottery, and sports betting ecosystems.