Mortgage Loan Processor

4 weeks ago


Rapid City, South Dakota, United States Black Hills Federal Credit Union Full time
Mortgage Loan Processor Job Description

We are seeking a highly skilled Mortgage Loan Processor to join our team at Black Hills Federal Credit Union. As a Mortgage Loan Processor, you will be responsible for processing residential mortgage loans and preparing closing documents. This is a critical role that requires attention to detail, excellent communication skills, and the ability to work in a fast-paced environment.

Key Responsibilities:
  • Process residential mortgage loans and prepare closing documents
  • Assist loan officers and originators with loan applications and documentation
  • Ensure loan applications are complete and accurate, and comply with Credit Union Policy and Regulatory requirements
  • Maintain real estate loan files and monitor working files to ensure proper documents are obtained
  • Prepare and ship loan documents to secondary market providers
Requirements:
  • Two-year college level of language, math, and reasoning skills
  • Two years' experience in a related field with equal responsibilities
  • Working knowledge of Conventional, Jumbo, Fixed and Variable Rate, Cash-Out Refinance, Purchase, Construction, FHA, VA, USDA, SDHDA, and Secondary Market loans
  • Knowledge of state and federal real estate lending regulations
  • Understanding of TRID and ability to prepare and ship loan documents
Working Conditions:

This is a desk assignment that requires limited physical effort. The job requires a high degree of mental concentration to interpret and act upon a wide range of situations. The job requires a degree of attention to detail and the ability to function in a fast-paced area.

Black Hills Federal Credit Union is an equal opportunity employer and is committed to providing a work environment that is free from discrimination and harassment. We are proud to be a part of the Black Hills community and are committed to serving our members with excellence.



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