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Senior Portfolio Manager

2 months ago


Dallas, Texas, United States Bank of America Full time
About the Role

We are seeking a highly skilled Senior Portfolio Manager - Credit Review to join our team at Bank of America. As a key member of our Credit Review team, you will be responsible for providing an independent assessment of the quality of credit decisioning, portfolio management, risk recognition practices, and the effectiveness of credit processes across our credit platform.

Key Responsibilities
  • Establish and execute a risk-based coverage plan to monitor specific portfolio(s) within the large corporate credit portfolios within Enterprise Credit.
  • Serve as a subject matter expert in Credit Review, developing and executing a risk-based coverage plan to monitor and examine the portfolio(s).
  • Perform and review transactional testing of credit process execution controls of new and existing clients to evaluate the appropriateness of client selection, adherence to underwriting expectations, quality of ongoing monitoring, and risk rating accuracy.
  • Provide updates to business leaders and executive management on continuous testing and examination results, new issues, and emerging risks.
  • Document findings through quarterly reporting, including assessing and rating credit control effectiveness, direction of controls, and credit riskiness for the specific portfolio(s).
  • Assess and advise on the impact of industry-level, geo-political, and economic trends to credit portfolios.
  • Manage issues, including approval of issue severity ratings, action plans, ongoing issue status tracking, and oversight of issue validation.
Requirements
  • Minimum 8 years of commercial credit experience (credit review, direct lending, workout, risk management, and/or regulatory).
  • Ability to support conclusions through fact-based analysis and ability to influence senior leaders.
  • Excellent credit analysis, project management, and leadership skills.
  • Strong organizational and communication skills, both written and verbal.
  • Ability to manage multiple complex tasks while delivering high-quality results.
Preferred Qualifications
  • Internal Credit Review / Credit Risk Review.
  • Bachelor's Degree.
Skills
  • Financial Analysis.
  • Due Diligence.
  • Loan Structuring.
  • Underwriting.
  • Business Acumen.
  • Credit and Risk Assessment.
  • Critical Thinking.
  • Portfolio Analysis.
  • Issue Management.
  • Stakeholder Management.
  • Analytical Thinking.
  • Executive Presence.
  • Influence.
  • Collaboration.
  • Regulatory Compliance.
  • Relationship Building.
  • Written Communications.
Work Environment

This role is based in the United States and requires a 1st shift schedule with 40 hours per week.

Equal Employment Opportunity

Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status, or any factor prohibited by law.