Commercial Lending Specialist

4 weeks ago


Sugar Land, Texas, United States Home Bank Full time
About the Job
In this role as a Commercial Lending Specialist at Home Bank, you will be responsible for analyzing and recommending business credit applications. This includes evaluating working capital lines of credit, asset-based lines of credit, commercial real estate loans, and equipment financing opportunities.

Main Responsibilities:
• Evaluate financial data to determine creditworthiness and potential risks.
• Develop and present credit recommendations, using statistical models and risk assessment techniques.
• Collaborate with Relationship Managers to monitor borrower performance and ensure compliance with loan agreements.
• Work closely with Relationship Managers to understand customer financial needs and suggest suitable loan options.

Necessary Qualifications:
• Bachelor's degree in a relevant field, such as business or finance.
• At least five years of experience in banking or financial services.
• In-depth knowledge of commercial lending principles and financial analysis methods.
• Proficient in Microsoft Office tools, particularly Excel and Word.

Compensation Details:
Estimated annual salary range: $90,000 - $125,000.

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