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Assistant Vice President, Retail Branch Leader

2 months ago


Brockton, Massachusetts, United States Bluestone Bank Full time

The Branch Operations Manager is accountable for overseeing all functions within the retail branch. This encompasses ensuring that all operational tasks align with banking standards and policies, as well as adhering to compliance and regulatory frameworks. In collaboration with Human Resources, the role involves recruiting, hiring, and addressing employee matters; supervising the physical security and operations of the branch and reporting any concerns; managing sensitive customer interactions and ensuring their resolution; communicating any emerging issues promptly to relevant leadership members; and addressing customer exceptions within set guidelines.

Key Responsibilities

  • Engage actively in branch leadership to foster a positive customer experience, including sales, service, and guidance that meets both customer and bank expectations. Cultivate positive relationships with individual clients.
  • Through exemplary role modeling and coaching, ensure that all branch personnel effectively promote and refer bank products and services. Provide necessary training to maximize cross-selling and referral opportunities to achieve deposit and sales targets.
  • To enhance branch and bank business, promote bank-provided products and services, including trust, investments, mortgages, home equity loans, commercial loans, cash management, and remote deposit capture. Additionally, promote third-party offerings such as merchant services, payroll, and credit cards.
  • Maintain an in-depth understanding of the full range of products and services offered, taking responsibility for staying informed and seeking assistance for further development needs. Introduce and explain new offerings to staff and provide guidance to enhance branch team sales and customer service capabilities to meet growth objectives.
  • Lead, manage, and supervise branch staff daily, portraying a professional image and serving as a role model. Make routine employment decisions, assess performance, and make salary recommendations; assign tasks, provide training, and guide staff as needed; resolve personnel issues in collaboration with Human Resources; prepare portions of an annual budget and operate within its constraints; ensure a professional image of all branch staff, including communication, appearance, and demeanor.
  • Oversee all routine branch operations, including reviewing and approving service fees; auditing teller drawers, account openings, and file maintenance; balancing vault, cash, and ATM machines; preparing and presenting periodic volume and activity reports; managing safe deposit box operations; and other related activities.
  • Monitor and manage expenditures to ensure the branch operates within budget, including staff overtime.
  • Originate, process, underwrite, and commit to small business and certain consumer loans, ensuring appropriate risk management to foster branch and bank growth.
  • Fulfill Community Reinvestment Act (CRA) responsibilities.
  • Establish and maintain effective relationships with local community representatives, civic, business, and professional organizations.
  • Communicate and maintain relationships with business clients and prospects through site visits and wellness calls.
  • Maintain a visible presence in the community through participation in organizations, volunteering, and attending events.
  • Contribute to planning and executing Retail division projects.
  • Additional related responsibilities as required.

Physical Requirements and Work Environment

The physical demands outlined here are representative of those that must be met by an employee to successfully perform the essential functions of this role. Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions.

While executing the duties of this position, the employee is regularly required to sit, talk, or hear, reach with hands and arms, and occasionally stoop, kneel, or crouch. The employee must occasionally lift and/or move up to 35 pounds. Specific vision abilities required for this role include close vision, distance vision, peripheral vision, and the ability to adjust focus.

Equal Opportunity Employer Statement

Bluestone Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability.

  • Bachelor's Degree in business management or an equivalent combination of education and experience in retail banking.
  • Three to five years of progressively responsible retail banking leadership experience is required, with a solid understanding of banking industry regulations. Comprehensive knowledge of the retail banking sector, emphasizing customer service and sales for both consumers and businesses.
  • Proficient in word processing and spreadsheet applications, including Microsoft Office (Excel, PowerPoint, Word, and Outlook), with the ability to learn other software applications.
  • Strong customer service orientation, including understanding client needs, making effective recommendations for problem resolution, and demonstrating high enthusiasm and creativity.
  • Excellent organizational and project management skills, with the ability to prioritize tasks and manage multiple responsibilities in a fast-paced environment while maintaining attention to detail. Ability to work independently while performing assigned duties.
  • Effective oral, written, and presentation skills, with the ability to communicate and convey information to individuals with varying levels of understanding.
  • Strong conflict management abilities.
  • Proven capability to effectively coach and mentor others.