SBA Relationship Manager III

1 week ago


Columbia, South Carolina, United States Gesa Credit Union Full time
About the Role

Gesa Credit Union is seeking a highly motivated and experienced Small Business Administration (SBA) Relationship Manager to join our dynamic team.

Key Responsibilities
  • Establish and develop customer relationships through referrals and business development.
  • Market SBA loan guarantee programs, including 7(a), Express, SBA 504, and other government guarantee programs.
  • Provide exceptional customer service and support to clients.
  • Analyze financial data related to loan requests, including lines of credit, commercial real estate, working capital, equipment financing, and business acquisitions.
  • Develop and present loan proposals, including terms, conditions, and repayment structures, that align with both SBA requirements and the needs of the business.
  • Collaborate with the credit underwriting team to evaluate loan applications, assess risk, collateral, and make recommendations for loan approval.
  • Maintain existing customer relationships and develop new ones.
  • Prepare detailed loan approval presentations for new credit applications, extensions, modifications, and renewal requests.
  • Monitor loans through periodic reviews and documentation.
Requirements
  • Over 5 years of commercial lending relationship management experience with an emphasis on SBA lending.
  • Advanced knowledge of banking or credit union services, commercial lending policies and procedures, and business cash flow analysis.
  • Proficient computer skills with collaboration and productivity tools, including Windows-based operating systems and office suites.
  • Ability to utilize technology to communicate effectively and understand small business relationships.
  • Display leadership values, such as mutual respect, honesty, trust, and dignity, and act in the best interest of the credit union.
What We Offer
  • Competitive pay and benefits package.
  • 20 days/year accrual of Paid Time Off - Plus 10 Paid Holidays.
  • 401(k) match and incentive program.
  • Tuition assistance and student loan repayment.
  • Commuter benefits and paid time off to volunteer in the community.

Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. We are committed to providing a positive and inclusive work environment for all employees.



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