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Commercial Lending Specialist

2 months ago

SaintBauzilledePutois, Occitanie, United States Linscomb & Williams Full time
Commercial Lender

We are seeking a skilled Commercial Lender to join our team at Linscomb & Williams. As a Commercial Lender, you will play a key role in helping businesses grow and thrive by providing expert financial guidance and support.

About the Role:
  • Under general supervision, but in accordance with established lending policies and procedures, receives and reviews applications for commercial and consumer credit, primarily commercial.
  • This is an on-site position that requires excellent interpersonal and customer service skills.
Key Responsibilities:
  • Solicits business from potential and existing customers to include loans and deposits.
  • Interviews commercial applicants and processes loan applications.
  • Analyzes applicant's financial status and credit to determine feasibility of granting loan.
  • Prepares appropriate loan documentation and verifies loan agreements are complete and accurate according to bank policy.
  • Approves loans that meet established lending criteria and are within approved lending limits.
  • Manages a portfolio of consumer and commercial loans (primarily commercial).
  • Provides and maintains a professional, business-like atmosphere within the banking division.
  • Represents the financial institution in public relations activities and community affairs.
Requirements:
  • Excellent interpersonal and customer service skills.
  • Sales oriented.
  • Bachelor's degree or equivalent work experience.
  • A minimum of five (5) years experience in a financial institution as a commercial lender.
  • Knowledgeable of laws and regulations applicable to lending practices.
What We Offer:
  • A dynamic and supportive work environment.
  • Opportunities for professional growth and development.
  • A competitive salary and benefits package.

We believe that a diverse workforce creates problem-solving and creative thinking, which is why we're dedicated to adding new perspectives to the team and encourage everyone to join us.