Rural Finance Specialist

3 weeks ago

Chattanooga, Tennessee, United States Farm Credit Mid-America Full time

Farm Credit Mid-America is a financial services cooperative dedicated to serving the financial needs of farmers and rural residents in various states.

We are passionate about securing the future of rural communities and agriculture, and we strive to create positive customer experiences.

Our team has been recognized as a Best Places to Work in Kentucky for 12 consecutive years.

We put our customers and team members at the heart of all we do, and we are committed to delivering exceptional service.

Schedule:

Full Time

Travel Required:

50% - 75%

Compensation:

$57,361.00 to $150,980.00 base salary plus potential annual uncapped incentive based upon sales production.

Base pay is determined by your skills, qualifications, experience, and location.

Farm Credit Mid-America/Rural 1st may compensate outside of the salary range for bona fide reasons not related to membership in a protected class.

About Our Opportunity:

Our Rural 1st Loan Officer (RLO) is a sales position primarily responsible for building relationships with business contacts and customers in the consumer market segment.

Team members use knowledge of the consumer marketplace, products, and finance to fully understand the customer's or prospect's business and personal plans and then market the Farm Credit Mid-America/Rural 1st financial services that best meet the needs.

This role has responsibility for originating credit customers by assessing the request and obtaining business and financial information needed to determine the viability and profitability of the deal.

After initially screening for soundness, submits the information to an analyst, underwriter, or scoring system for final decision.

Leads customer relationships and often coordinates with others to serve the customer's loan, lease, crop insurance, and servicing needs.

This position requires existing NMLS registration under the SAFE Act, or the ability to obtain the same upon hire, and maintenance of a status in good standing during employment.

How You Will Spend Your Time:

Sales and Relationship Management

Develops and maintains a significant professional presence and yields sales that increase the Association's market share in the assigned territory.

Spends most of the time out of the office to build professional relationships with customers, prospective customers, and influencers based on mutual trust and respect.

Using an understanding of customer goals, credit strengths, and weaknesses, delivers "value added"/constructive financial information to customers.

Determines and defines the appropriate customer interaction and coordinates the appropriate staff that may directly or indirectly be a part of the relationship to serve our customer's loan and servicing needs.

Communicates to our customer and internal team members regarding the customer's needs.

Introduces customers to the Association's process and the team members who will support the process.

Deliver Sound Credit

Gathers and documents customer financial information and application details, in compliance with lending requirements and in coordination with Rural 1st Loan Associates.

Interprets and evaluates financial information and asks relevant follow-up and probing questions to determine appropriate products or services.

Recommends loan terms, conditions, and collateral position consistent with the request and associated loan risks.

Sets clear expectations with our customers, and documents pertinent customer information in association systems.

Communicates credit decisions, loan terms, and conditions to customers.

Service Portfolio:

Partners with our Rural 1st Construction team on the disbursement process in home loan construction projects.

Partners with Rural 1st teams to complete servicing actions required for individual customer circumstances.

Partners with the Customer Care team to monitor the portfolio for timely identification and servicing of loans that expose the association to risk.

Using knowledge of servicing options, effectively negotiates and communicates options to customers, and may partner with the Special Accounts team for resolution.

Minimum Education & Experience:

Bachelor's degree in agriculture, business, or related degree preferred.

At least 1 year of successful experience, in trainee role or in a similar field.

Generally competent with routine customers who have basic product needs.

Mental & Physical Requirements:

While engaged in this position, team members will routinely sit, use hands for tasks, and communicate orally.

Standing or walking is frequently required, while occasional demands include reaching with hands and arms, and lifting or moving up to ten pounds.

Vision requirements encompass close and distance vision.

The work environment typically has a moderate noise level.

This role may entail a blend of mental and physical capabilities, requiring strong mental acuity, problem-solving skills, and occasional physical tasks such as standing, lifting, or extended computer usage.

Some roles may require physical or mental requirements related to driving, such as a valid driver's license, and the ability to drive a long-distance.

Reasonable accommodations will be considered for individuals as requested.

Farm Credit Mid-America provides a competitive total rewards package to our team members.

This includes an award-winning 401(k) Plan.

Our Health and Financial wellness benefits provide safety, security, and peace of mind for you and your family.

Total Rewards and Benefits:

Farm Credit Mid-America is an equal opportunity employer, and all applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability, or any other category protected by law.

  • Fire Protection Specialist

    3 weeks ago

    Chattanooga, Tennessee, United States RuralMetro Full time

    We are seeking a highly skilled Fire Protection Specialist to join our team at Rural Metro Fire in Chattanooga, Tennessee. As a Fire Protection Specialist, you will play a critical role in controlling and extinguishing fires, rescuing persons endangered by structural fires, and preventing fires by reducing or eliminating potential fire hazards.This is a...

  • Environmental Management Specialist

    2 weeks ago

    Chattanooga, Tennessee, United States Communities Unlimited, Inc. Full time

    Job Title: Community Environmental Management SpecialistJob Summary: We are seeking a highly skilled Community Environmental Management Specialist to join our team at Communities Unlimited, Inc. The ideal candidate will have a strong background in environmental science, public administration, or a related field, and will be responsible for providing...

  • Automotive Accounting Specialist

    3 weeks ago

    Chattanooga, Tennessee, United States Haldeman Auto Group Full time

    Job Title: Automotive Accounting SpecialistJob Summary:We are seeking an experienced Automotive Accounting Specialist to join our team at Haldeman Auto Group. As a key member of our accounting office, you will play a crucial role in the financial operations of our dealership.Key Responsibilities:Process vehicle sales and leases in accordance with dealership...

  • Collections Specialist

    4 weeks ago

    Chattanooga, Tennessee, United States Discover Auto Center Inc Full time

    Job SummaryWe are seeking a skilled Collections Specialist to join our team at Discover Auto Center Inc. As a key member of our team, you will work closely with customers to ensure successful loan completion.Key ResponsibilitiesCollaborate with customers to resolve loan issuesDevelop and implement effective collection strategiesProvide exceptional customer...

  • Industrial Firefighter AEMT Specialist

    3 weeks ago

    Chattanooga, Tennessee, United States RuralMetro Full time

    Job Summary:Rural Metro Fire is seeking a highly skilled and dedicated Industrial Firefighter AEMT to join our team. As a key member of our emergency response team, you will be responsible for controlling and extinguishing fires, rescuing individuals in distress, and providing medical aid in emergency situations.Key Responsibilities:Respond to fires and...

  • Payroll Specialist

    4 weeks ago

    Chattanooga, Tennessee, United States Five Star Breaktime Solutions Full time

    Job Summary:We are seeking a detail-oriented and experienced Payroll Specialist to join our HR team at Five Star Breaktime Solutions. The ideal candidate will be responsible for managing all aspects of payroll processing, ensuring accuracy and compliance with all applicable laws and regulations. If you are passionate about payroll, meticulous in your work,...

  • Sales Associate Representative

    3 weeks ago

    Chattanooga, Tennessee, United States Jared Full time

    Key Responsibilities:As a Sales Associate/Jewelry Specialist at Jared, you will be responsible for delivering exceptional customer experiences. This involves engaging customers in conversation to understand their needs and desires, presenting merchandise, and sharing detailed information about product features and benefits. Additionally, you will provide...

  • U.S. Programs Support Specialist

    4 weeks ago

    Chattanooga, Tennessee, United States The Chalmers Center Full time

    About the RoleThe Chalmers Center is seeking a highly organized and detail-oriented Support Specialist to join our U.S. Programs team. As a key member of our team, you will provide administrative support to our U.S. programs team and create an excellent customer experience for program partners, trainers, and online learners.Key ResponsibilitiesManage...

  • Value Based Contract Specialist

    4 weeks ago

    Chattanooga, Tennessee, United States Primary Health Solutions Full time

    Job SummaryThe Value Based Contract Specialist role at Primary Health Solutions is responsible for optimizing value based contract reimbursement. This involves monitoring value-based care contracts, managing payer contract management, and analyzing value-based performance data. The ideal candidate will have a strong understanding of healthcare administration...

  • Administrative Support Specialist

    1 day ago

    Chattanooga, Tennessee, United States Jones Lang LaSalle IP, Inc. Full time

    Job SummaryWe are seeking a highly organized and detail-oriented Administrative Support Specialist to join our team at Jones Lang LaSalle IP, Inc. As an Administrative Support Specialist, you will provide critical support to our Producers and Production Support team in the marketing of real estate transactions from start to finish.Main...

  • Provider Compensation Specialist

    3 weeks ago

    Chattanooga, Tennessee, United States Medicine Journal Full time

    Job SummaryThe Provider Compensation Analyst provides compensation consultative services for Erlanger Medical Group employed providers and independent contracted providers of Erlanger Health. The Provider Compensation Analyst will work closely with leadership in Provider Recruitment, EMG Operations and EMG Business Office to provide analysis of compensation...

  • Financial Analyst

    3 weeks ago

    Chattanooga, Tennessee, United States Kenco Management Services LLC Full time

    Job SummaryWe are seeking a highly skilled Financial Analyst to join our team at Kenco Management Services LLC. As a Financial Analyst, you will be responsible for preparing, analyzing, and reviewing financial statements using accounting principles.Key ResponsibilitiesPreparation of customer invoices and customer billing functionsPerforms required data...

  • Logistics Operations Coordinator

    4 weeks ago

    Chattanooga, Tennessee, United States PDS Tech Commercial Full time

    Job OverviewAs a Logistics Operations Coordinator - Receiving Specialist, you will play a crucial role in ensuring seamless operations at our 3PL warehouse in Chattanooga, TN. Your attention to detail and problem-solving skills will be essential in managing receiving exceptions and maintaining a smooth supply chain.Key ResponsibilitiesAnalyze and resolve...

  • Supervisory Accountant Position

    3 weeks ago

    Chattanooga, Tennessee, United States Bureau of Safety and Environmental Enforcement Full time

    Job Summary:The Bureau of Safety and Environmental Enforcement is seeking a highly skilled and experienced Accounting Operations Branch Manager to join our team. As a key member of our finance department, you will be responsible for overseeing the day-to-day accounting operations for the Bureau and the Bureau of Ocean Energy...

  • Healthcare Provider Contracting Specialist

    3 weeks ago

    Chattanooga, Tennessee, United States Cigna Full time

    Job SummaryThe Director, Provider Contracting serves as an integral member of the Provider Contracting Team supporting East Tennessee. This role assists in developing the strategic direction and management of the day-to-day contracting and network management activities for Chattanooga, Knoxville, and Tri-Cities.Key ResponsibilitiesManages complex contracting...

  • Compensation Specialist

    3 weeks ago

    Chattanooga, Tennessee, United States Raytheon Technologies Corporation Full time

    Job SummaryAs a key member of the Raytheon Technologies Corporation team, the Payroll Manager will oversee and manage the entire payroll function, ensuring compliance with federal, state, and local regulations. This includes processing all payroll transactions accurately and timely, including salaries, benefits, deductions, taxes, and other withholdings.Key...

  • Supervisory Accountant

    3 weeks ago

    Chattanooga, Tennessee, United States Bureau of Safety and Environmental Enforcement Full time

    Job SummaryThe Bureau of Safety and Environmental Enforcement is seeking a highly skilled and experienced Accounting Operations Branch Manager to join our team. As a key member of our finance department, you will be responsible for overseeing the day-to-day accounting operations for the Bureau and the Bureau of Ocean Energy Management. This is a supervisory...

  • SAP Controlling Specialist

    2 weeks ago

    Chattanooga, Tennessee, United States ADM Full time

    Solution OverviewThe Solution Delivery Organization is aligned within the enterprise process framework to the Accountable Executive/Global Process Owner (AE/GPO) organization for the purpose of business technology strategy development, solution discovery, service management, risk management, and relationship management.As a member of the Solution Delivery...

  • Accountant I

    4 weeks ago

    Chattanooga, Tennessee, United States Kenco Transportation Management, LLC Full time

    Job SummaryWe are seeking a highly motivated and detail-oriented Accountant I to join our team at Kenco Transportation Management, LLC. As an Accountant I, you will be responsible for preparing, analyzing, and reviewing financial statements using accounting principles.Key ResponsibilitiesPrepare and analyze financial statements, including balance sheets,...

  • HR Generalist, Bookkeeper, Safety Specialist position:

    4 weeks ago

    Chattanooga, Tennessee, United States J & J Excavating & Trucking Full time

    Job DescriptionAt J & J Excavating & Trucking, we are seeking a highly skilled Bookkeeper, HR, and Safety professional to join our team.Key Responsibilities:- Manage company finances and maintain accurate financial records- Provide HR support, including recruitment, employee relations, and benefits administration- Ensure compliance with safety regulations...