Property Field Inspection Claim Specialist

4 days ago


Decatur, Alabama, United States State Farm Full time
About the Role

We are seeking a highly skilled and experienced Property Field Inspection Claim Specialist to join our dynamic team at State Farm. As a key member of our claims handling process, you will be responsible for conducting on-site inspections and assessments of property damages for both residential and commercial claims.

Key Responsibilities
  • Conduct thorough on-site inspections and assessments of property damages to determine the extent of losses and damages.
  • Collaborate with policyholders, insurance agents, and other stakeholders to gather information and resolve claims efficiently.
  • Provide exceptional customer service throughout the claims process, addressing inquiries and concerns promptly and professionally.
  • Gather necessary evidence, document findings, and prepare detailed reports to support the claims handling process.
  • Investigate and adjust both personal and commercial property claims with exposures up to $500,000.
  • Evaluate coverage and policy terms to determine the validity of claims and ensure compliance with local regulations.
  • Negotiate and settle claims within the authorized limits, considering policy provisions, industry standards, and company guidelines.
Requirements
  • Bachelor's degree in a related field or equivalent work experience.
  • Experience as a Property Field Inspection Claim Specialist in the insurance industry, specifically in property claims.
  • Strong knowledge of property insurance policies, coverage, and claim handling practices.
  • Demonstrated knowledge of both residential and commercial building construction.
  • Familiarity with local regulations and compliance requirements in Alabama.
  • Excellent communication and interpersonal skills to effectively interact with clients, agents, and other stakeholders.
  • Proven ability to assess damages, estimate repair costs, and negotiate settlements.
  • Detail-oriented with strong organizational and analytical skills.
  • Proficient in using claims management software and other relevant tools.
Preferred Skills
  • Experience in handling complex or high-value claims.
  • Construction background.
  • Water mitigation inspection.
  • Xactimate, XactContents.
What We Offer

As a Property Field Inspection Claim Specialist at State Farm, you will have the opportunity to work with a dynamic team and contribute to the success of our company. We offer a competitive compensation package, including a starting salary of $59,230.63 annually, $27.31-$39.32/hour, and a range of benefits, including an annual bonus, annual merit increases, 401(k) contribution, paid time off, and more.



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