Wholesale Credit Risk Associate

4 weeks ago


Irving, Texas, United States Citigroup Inc Full time
Job Summary

Citigroup Inc. is seeking a highly skilled Wholesale Credit Risk Associate to join our Institutional Credit Management (ICM) organization. As a key member of the ICM Risk Analysis (IRAU) team, you will be responsible for delivering best-in-class credit risk analysis, monitoring, and credit administration to support the safety and soundness of wholesale lending.

Key Responsibilities:
  • Assess the credit and financial strength of Citi's clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.
  • Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi's Counterparties based on independent assessment and judgment completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite.
  • Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICM Risk and Business partners.
  • Reviewing and providing recommendation on the risk ranking across this sector.
  • Partnership with applicable industry stakeholders in the Business and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.
Requirements:
  • Demonstrable financial services experience, including 3-5 years of credit experience in Banking, Credit Risk Management or equivalent credit experience.
  • Strong knowledge of Wholesale Credit Processes and organizational awareness including IRAU functions, covered portfolios, and processes.
  • Solid and thorough knowledge of Citi's systems.
  • Experience in preparing presentations for seniors.
  • Full awareness and adherence to the control environment including Quality Assurance and Quality Control.
What We Offer:
  • A competitive salary range of $96,000 to $144,600.
  • Discretionary and formulaic incentive and retention awards.
  • A comprehensive benefits package, including medical, dental, and vision coverage, 401(k), life, accident, and disability insurance, and wellness programs.
  • Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.


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