Senior Wholesale Credit Risk Analyst
4 weeks ago
Credit Risk Senior Analyst Role Overview
Citigroup Inc is seeking a skilled Senior Credit Risk Analyst to join our Institutional Credit Management Risk Analysis Unit. As a key member of our team, you will be responsible for delivering best-in-class credit risk analysis, monitoring, and credit administration.
Key Responsibilities:
- Assess the credit and financial strength of Citigroup's Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors.
- Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citigroup's Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within risk appetite.
- Perform Transaction memos approvals in a timely manner according to Business priority. Discretionary recommendation should be documented in the memo on the proposal.
- Using discretion and independent judgement, perform the analysis to make recommendations to Second Line of Defense on risk ratings, classifications and proposal.
- Continuously monitor the covered portfolio, following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICM Risk and Banking partners.
- Partner with applicable regional and industry stakeholders in Banking and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.
- Support ICM Risk Analysis Voice of the Employee (VOE) initiatives.
Requirements:
- BA/BSc in Finance or Accounting or higher degree in Business (MBA), or any other related subject.
- Financial Services experience including 2-3 years of credit experience in banking or credit risk management.
What We Offer:
- Competitive employee benefits, including medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs.
- Opportunities for career growth and professional development.
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