Commercial Credit Risk Analyst

3 weeks ago


Harrisburg, Pennsylvania, United States F&M Trust Full time

About F&M Trust: A Leader in Commercial Lending

Role Overview

We are seeking a highly skilled Commercial Credit Analyst II to join our team. As a key member of the Credit Department, you will be responsible for evaluating and determining credit risks of commercial credits with high dollar and complexity.

Responsibilities
  • Evaluate and analyze financial statements, industry trends, collateral valuation, cash flow analysis, and ability to repay annual debt service
  • Determine credit risks and provide recommendations for loan approval or denial
  • Collaborate with other departments to ensure accurate and timely credit decisions
Requirements
  • Bachelor's degree in accounting, finance, or economics
  • At least 2 years of experience in commercial credit underwriting
  • Excellent analytical, communication, and problem-solving skills
Compensation and Benefits

We offer a competitive salary range of $80,000 - $110,000 per year, based on experience and qualifications. Our benefits package includes medical, dental, and vision insurance, paid time off, and 401(k) with up to a 6% match.

Estimated Salary:

$95,000 per year, based on average industry standards for this role in Pennsylvania.



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