Commercial Credit Analyst

5 days ago


Racine, Wisconsin, United States Johnson Bank Full time
About the Role

Johnson Bank is seeking a highly skilled Commercial Credit Analyst to join our team. As a Commercial Credit Analyst, you will play a critical role in evaluating the creditworthiness of potential borrowers and ensuring the bank's assets are protected.

Key Responsibilities
  • Loan Presentations: Prepare comprehensive loan presentations for credit approval, including financial analysis, risk assessment, and collateral evaluation.
  • Underwriting: Underwrite loan requests, working closely with lenders, portfolio managers, and underwriters to structure, identify, and mitigate risks.
  • Credit Analysis: Conduct thorough credit analysis, including financial statement analysis, cash flow analysis, and loan covenant evaluation.
  • Collateral Evaluation: Analyze collateral, including real estate, equipment, and other assets, to determine their value and potential risks.
  • Communication: Communicate complex credit analysis and recommendations to stakeholders, including lenders, portfolio managers, and senior management.
Requirements
  • Education: Bachelor's degree in business, finance, or a related field.
  • Experience: Minimum 2-4 years of experience in a credit-related position or related commercial banking function.
  • Skills: Excellent analytical and problem-solving skills, good communication skills, and high proficiency in Microsoft Office applications.


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