Commercial Credit Analyst

3 weeks ago


Salt Lake, Utah, United States Celtic Bank Full time
Job Title: Commercial Credit Analyst

About Celtic Bank:

Celtic Bank is a leading nationwide lender specializing in SBA 7(a), SBA 504, USDA B&I, express loans, asset-based loans, commercial real estate loans and commercial construction loans. Headquartered in downtown Salt Lake City, Utah, we strive to provide exceptional customer service and expert lending solutions.

About the Role:

We are seeking a highly skilled Commercial Credit Analyst to join our team. As an Underwriter at Celtic Bank, you will be responsible for conducting in-depth analysis of financial information to assist the bank in the loan decisioning process.

  • Present analysis and recommendation to Loan Committee for a final decision.
  • Collaborate with customers, Business Development Officers, and third-party providers to gather all necessary information to present an accurate and complete picture of the loan request.

What You'll Need:

To succeed in this role, you should have a minimum of three to five years of underwriting experience in SBA lending or a related field. A Bachelor's degree in Accounting, Finance, and/or equivalent experience is preferred.

  • Strong knowledge of commercial banking credit policies and procedures, credit/financial statement analysis, loan structuring and cash flow analysis.
  • Advanced working knowledge of accounting principles, tax return analysis and analytical interpretation of balance sheet and income statement analysis and cash flow.
  • Effective communication and interpersonal skills are essential for this role.

What We Offer:

As a valued member of our team, you will receive competitive compensation, including an estimated salary range of $60,000 - $80,000 per year, depending on experience. Additionally, you will enjoy comprehensive benefits, including medical, dental, vision, and 401(k) matching.



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