Mortgage Loan Processor

We are seeking a highly skilled and detail-oriented Mortgage Loan Processor to join our team at First Bank/First of Waverly Corporation. As a Mortgage Loan Processor, you will play a critical role in assisting our customers in achieving their dream of owning their own home by preparing loan documentation, performing system entry and verifications, and assisting underwriting to accurately and efficiently process mortgage loans.

• Work closely with Mortgage Lenders and outside parties, such as insurance companies, closing agents, attorneys, and appraisers, in the processing of loans.
• Provide loan processing for first mortgage real estate loans, including loans sold to the secondary market.
• Upload underwriting and funding packages to the secondary market for approval and funding.
• Maintain loans in pending status, ensuring timely completion and accuracy.
• Order appraisals, deliver to borrowers based on regulation guidelines, and review value based on loan.
• Submit applications to Private Mortgage Insurance approval, if applicable.
• Balance with closing agents to disburse funds at close.
• Checkback loans to fulfill dual control requirements.

• File and maintain loan records.
• Process escrow analysis on an annual basis.
• Process the distribution of escrowed property taxes on a semi-annual basis.
• Verify HMDA information and add to core system for reporting.
• Calculate, review, and correct errors on existing mortgage loans as needed.
• Post payments to loans.

• High school diploma required.
• Previous loan processing experience preferred but not required.
• Basic accounting experience a plus.
• Ability to work independently, prioritize, and multitask.
• Confidentiality and effective verbal and written communication skills.

• Health insurance.
• Dental insurance.
• Vision insurance.
• Pre-tax flexible spending accounts.
• Group term life.
• Dependent life.
• Short and long-term disability.
• 401k/ESOP with employer match.
• Paid holidays.
• Vacation and sick time.
• Wellness program.

First Bank/First of Waverly Corporation is an Equal Opportunity Employer of Minorities/Females/Veterans/Disabled and other protected categories.