Mortgage Loan Processor

Job Summary: We are seeking a highly organized and detail-oriented Mortgage Loan Processor to join our team at First Bank. As a Mortgage Loan Processor, you will play a critical role in assisting our customers in achieving their dream of homeownership by preparing loan documentation, performing system entry and verifications, and assisting underwriting to accurately and efficiently process mortgage loans.

Key Responsibilities:

• Loan Processing: Work closely with Mortgage Lenders and outside parties such as insurance companies, closing agents, attorneys, and appraisers in the processing of loans.
• Loan Preparation: Responsible for maintaining loans in pending for progress, which involves verification, underwriting support, document preparation, and input onto the core system, all of which will result in a complete and accurate loan file acceptable to bank regulations.
• Loan Servicing: File and maintain loan records, process escrow analysis on an annual basis, process the distribution of escrowed property taxes on a semi-annual basis, verify HMDA information and add to core system for reporting, calculate, review and correct errors on existing mortgage loans as needed, and post payments to loans.
• Department Servicing: Reconcile department general ledger accounts to maintain accurate accounting, process and request payment of monthly department invoices, and update daily/weekly interest rates that affect real estate products.

Requirements:

• Education: High school diploma required.
• Experience: Previous loan processing experience preferred, but not required. Basic accounting experience is also a plus.
• Skills: Ability to work independently, prioritize and multitask, confidentiality, and effective verbal and written communication skills.

What We Offer:

• Benefits: Health insurance, dental insurance, vision insurance, pre-tax flexible spending accounts, group term life, dependent life, short and long-term disability, 401k/ESOP with employer match, paid holidays, vacation and sick time, and wellness program.

Equal Opportunity Employer: First Bank is an Equal Opportunity Employer of Minorities/Females/Veterans/Disabled and other protected categories.