Outbound Central Consumer Loan Officer

2 weeks ago


Eau Claire, Wisconsin, United States Marine Credit Union Full time
Job Summary

We are seeking a highly skilled and experienced Loan Officer to join our team at Marine Credit Union. As a Loan Officer, you will be responsible for providing exceptional member service and promoting credit union products and services to our members.

Key Responsibilities
  • Outbound Sales and Service: Make outbound calls to members to solicit loan applications, interview consumer loan applicants, and assist members in completing loan applications over the phone and/or electronically.
  • Loan Decisioning: Evaluate borrower character, collateral, capacity to repay, and credit position as part of the loan decisioning process based on individual circumstances.
  • Loan Processing: Collate, analyze, and evaluate information and documentation in support of loan applications, calculate debt-to-income ratios, collateral needs, and payment plans on consumer loan applicants.
  • Member Service: Provide information on consumer loan products that best meet the member's individual needs and circumstances, recommend loan approval/denials, counter-offers, and deviations from conventional loan structure and pricing.
  • Risk Management: Assist in managing risk through diligence in the information gathering process and ensure that loan documentation is complete and accurate.
Requirements
  • Experience: One or more years of sales experience preferred.
  • Skills: Excellent communication and interpersonal skills, ability to work in a fast-paced environment, and proficiency in loan processing and decisioning.
What We Offer

Marine Credit Union offers a competitive salary and benefits package, as well as opportunities for professional growth and development.



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